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Mississippi HUD home manufacturer bonds.
From $5,000.
Mississippi’s State Fire Marshal’s Office licenses manufacturers of HUD-code factory-built (manufactured) homes under the Factory-Built Homes Act, conditioned on a surety bond. Since July 1, 2026 the bond is $500,000 per licensed facility ($1,000,000 minimum for three or more). Pricing is 1% of the bond amount, from $5,000.
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Three steps to filed.
Enter your amount, consent to one soft credit pull, and file with the State Fire Marshal’s Office. Here is the whole thing:
Apply once, online
Business details, the bond amount your license requires, and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. If a credit check runs, it is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Fire Marshal’s Office
Pay online and receive the executed bond, ready to file with your manufacturer license application. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the bond actually covers
Mississippi licenses manufacturers of HUD-code factory-built homes — built to the federal HUD manufactured housing standards — through the State Fire Marshal’s Office under the Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.). The State Fire Marshal’s Office administers manufactured-home regulation under contract with the U.S. Department of Housing and Urban Development.
The Fire Marshal’s bonding regulation (19 Miss. Admin. Code Pt. 7, Ch. 4, Rule 4.05, as amended effective July 1, 2026) sets the manufacturer bond at $500,000 per licensed facility, with a $1,000,000 minimum for three or more facilities — twenty times the pre-July 2026 figures of $25,000 and $50,000. The bond stands behind your compliance with the Act and protects the public harmed by a manufacturer’s violation of the licensing law.
It is not insurance for you — if the surety pays a claim, you repay the surety. Enter the amount your facility count requires; pricing is 1% of the bond amount, from $5,000, with a quick soft credit check that never affects your score.
You need this bond if you are
One application, soft pull only.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Mississippi bonds.
HUD manufacturer bond, issued today.
1% of the bond amount, from $5,000 at the $500,000 single-facility minimum. Soft pull only — never a hard inquiry. Enter your amount and file with the Fire Marshal’s Office.