Not in Mississippi? Browse bonds by state
Mississippi factory-built home retailer bonds.
From $500.
Mississippi licenses retailers of factory-built homes through the State Fire Marshal’s Office under the Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.), and conditions the license on a surety bond — $50,000 per facility since July 1, 2026, or a $100,000 minimum for three or more facilities under common ownership. Pricing is 1% of your bond amount, from $500.
Trusted by industry leaders
Three steps to filed.
Enter your amount, consent to one soft credit pull, and file with the State Fire Marshal’s Office. Here is the whole thing:
Apply once, online
Business details, the bond amount your license requires, and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Fire Marshal’s Office
Pay online and receive the executed bond, ready to file with your factory-built home retailer license application. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the bond actually covers
Mississippi regulates factory-built homes — HUD-code manufactured homes and modular homes — under the Factory-Built Homes Act, Miss. Code § 75-49-1 et seq., enforced by the State Fire Marshal’s Office within the Mississippi Insurance Department. Anyone who acts as a retailer must be licensed, and the license is conditioned on a surety bond.
The bond is a consumer-protection guarantee: it stands behind your compliance with the Act and protects buyers harmed by a retailer’s violation of the licensing law, fraud, or breach of a sale contract. Under § 75-49-9, no licensed retailer may deliver a factory-built home for human habitation without a bond on file.
It is not insurance for you — if the surety pays a claim, you repay the surety. Since July 1, 2026 the Fire Marshal’s bonding rule sets $50,000 per facility, or a $100,000 minimum for three or more facilities under common ownership (19 Miss. Admin. Code Pt. 7, Ch. 4, Rule 4.05); pricing is 1% of the bond amount, from $500, with a quick soft credit check that never affects your score.
You need this bond if you are
One application, soft pull only.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Mississippi bonds.
Retailer bond, issued today.
1% of the bond amount, from $500 at the $50,000 single-facility minimum. Soft pull only — never a hard inquiry. Enter your required amount and file with the Fire Marshal’s Office.