MS installer / transporter bonds.
From $100. Apply online today.

Independent installer/transporters of factory-built homes in Mississippi are licensed by the State Fire Marshal’s Office under the Factory-Built Homes Act and must file a surety bond — the Fire Marshal’s regulations set a $25,000 bond. Pricing is 1% of your bond amount, $100 minimum — your exact price appears at the application.

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Required for a MS installer / transporter license through the State Fire Marshal’s Office

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Fire Marshal regulations set a $25,000 surety bond for independent installer/transporters

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Priced by your bond amount — 1% of the bond amount, $100 minimum, with a quick soft credit check for approval

From $1001% of bond amountSoft pullnever a hard inquiryFastinstant underwriting for most

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How it works

Three steps to filed.

Enter your amount, consent to one soft credit pull, and file with the State Fire Marshal’s Office. Here is the whole thing:

TODAY · ONLINE

Apply once, online

Business details, the bond amount your license requires, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. If a credit check runs, it is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Fire Marshal’s Office

Pay online and receive the executed bond, ready to file with your installer/transporter license application. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bond actually covers

Mississippi licenses independent installer/transporters of factory-built homes through the State Fire Marshal’s Office under the Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.). The Fire Marshal’s rules and regulations require these licensees to carry a $25,000 surety bond along with general commercial liability coverage.

The bond stands behind your compliance with the Act and protects the public harmed by faulty installation or transport — for example, a home set or moved in violation of the installation standards. Under § 75-49-9, a licensed installer or transporter may not deliver a factory-built home for human habitation without a bond on file.

It is not insurance for you — if the surety pays a claim, you repay the surety. We issue the $25,000 amount (or a higher figure if the Fire Marshal’s Office requires one) at pricing from $100, with a quick soft credit check that never affects your score.

Miss. Code § 75-49-1 et seq.; State Fire Marshal regulationsUnder Mississippi’s Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.) and the State Fire Marshal’s rules and regulations (19 Miss. Admin. Code, Title 19), an independent installer/transporter of factory-built homes must provide proof of a $25,000 surety bond plus a general commercial liability policy of at least $100,000. Confirm the current amount on your license application.

You need this bond if you are

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Applying as an independent installer/transporter of factory-built homes through the Fire Marshal’s Office

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Setting or moving manufactured/modular homes for hire in Mississippi

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Renewing an installer/transporter license that requires the $25,000 bond

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Replacing a bond your prior surety non-renewed

One application, soft pull only.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →

FAQ

Common questions.

How much is the installer / transporter bond?State Fire Marshal regulations set a $25,000 bond amount; our pricing is credit-tier based, starting from $100. If the Fire Marshal’s Office requires a higher bond amount, enter it and your exact price appears at the application.

Who requires this bond?The Mississippi State Fire Marshal’s Office, within the Insurance Department, requires it as a condition of an independent installer/transporter license under the Factory-Built Homes Act.

Do I also need liability insurance?Yes — the Fire Marshal’s regulations require an installer/transporter to carry a general commercial liability policy of at least $100,000 in addition to the $25,000 surety bond. We write the bond; your insurance agent handles the liability policy.

Is there a credit check?A quick soft credit check may run — never a hard inquiry, no impact on your score. It is one factor, along with your bond amount, in the credit-tier price, which starts from $100.

What does the bond protect against?Losses to the public from a violation of the Act — for example, a home installed or transported contrary to the installation standards. If a valid claim is paid, you repay the surety.

Related bonds

Other Mississippi bonds.

Installer / transporter bond, issued this week.

Pricing from $100, soft pull only — never a hard inquiry. Enter your amount and file with the Fire Marshal’s Office.

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