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Washington structural pest inspector bonds.
From $125.

To perform wood-destroying organism (WDO) inspections in Washington, a structural pest inspection company must carry financial responsibility under RCW 15.58.465. A surety bond is one of the accepted options. Pricing is 1% of the bond amount — $250 for the $25,000 bond, $125 for the $12,500 bond paired with an E&O policy.

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One of the financial-responsibility options under RCW 15.58.465 — bond, E&O policy, or assigned account

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Common figures are $25,000 (bond alone) or $12,500 (bond plus an E&O policy) — confirm yours with the WSDA

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From $125 — enter your required bond amount and apply to see your exact price

1% of bond amount$125 at the $12,500 minimumNo credit review at the standard amountnot even a soft pull at the standard amountFastinstant underwriting for most

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How it works

Three steps. One sitting.

No underwriting queue for most standard pest inspector bond applications — enter your amount, pay, and file with the WSDA. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your option requires, and the effective date — that is the entire application.

INSTANTLY, USUALLY

Issued on the spot

Most applications issue as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the WSDA

Submit the executed bond as proof of financial responsibility with your structural pest inspector licensing. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the pest inspector bond actually covers

The Washington State Department of Agriculture (WSDA) licenses structural pest inspectors. Before a company performs complete WDO inspections, it must show financial responsibility under RCW 15.58.465 so that a buyer harmed by a faulty inspection has a way to recover.

The statute gives several options. The bond figures generally cited are a $25,000 surety bond, or a $12,500 surety bond combined with an E&O insurance policy. Alternatives include a $25,000 E&O policy or a $25,000 assigned account held by the department. The bond allows suit for up to two years after an inspection.

It is not insurance for you — if the surety pays a claim, you repay the surety. Because the figure depends on which option you choose, confirm it with the WSDA, then enter that amount and apply — pricing starts from $125 and your exact number appears at application.

RCW 15.58.465 (financial responsibility)RCW 15.58.465 requires a structural pest inspection company to demonstrate financial responsibility before performing complete WDO inspections, through one of several options — including a $25,000 surety bond, or a $12,500 surety bond plus an E&O policy, or a $25,000 E&O policy, or a $25,000 assigned account. The bond allows suit for damages for up to two years after an inspection. Confirm which option and amount apply with the WSDA.

You need this bond if you are

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A structural pest inspection company performing complete WDO inspections in Washington

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A commercial applicator adding the structural pest inspector endorsement

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Choosing the bond option over (or alongside) carrying E&O insurance

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Renewing your license and refreshing your proof of financial responsibility

One application, issued on the spot.

Submit the application with the bond amount your option requires — the executed bond is generated instantly, ready to file with the WSDA.

Start the application →

FAQ

Common questions.

How much is the Washington structural pest inspector bond?The premium is 1% of your bond amount — $125 at the $12,500 minimum. The amount itself depends on your financial-responsibility option — commonly a $25,000 bond, or a $12,500 bond combined with an E&O policy. Enter your figure and apply to see your exact price.

Can I use a bond instead of E&O insurance?In part. RCW 15.58.465 lets a company satisfy financial responsibility with a $25,000 surety bond on its own. A smaller $12,500 bond is accepted when paired with an E&O policy. Confirm the combination you are using with the WSDA.

Is there a credit check?The application collects no credit information at the standard amount for this bond. Most applications approve instantly.

How long can a claim be made?The bond allows suit for damages resulting from the inspector’s actions for up to two years after the inspection. If the surety pays a valid claim, you repay the surety.

Which amount should I choose?Whichever your WSDA option calls for. If you are bonding alone, that is typically $25,000; if you also carry an E&O policy, $12,500 is the common figure. Send us your option and we will confirm.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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Pest inspector bond, issued today.

Pricing from $125. Enter your required amount and file with the WSDA the same day.

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