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Texas manufactured housing bonds.
From $100.

The Texas Department of Housing and Community Affairs (TDHCA) licenses the manufactured-housing industry under Occupations Code Chapter 1201, conditioning each license on a Form 1025 surety bond payable to the consumer claims program. The amount depends on your license type. Pricing is 0.5% of the bond amount, $100 minimum.

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Required for a TDHCA manufactured-housing license under Tex. Occ. Code ch. 1201, on Form 1025
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Amount by license type — $100,000 manufacturer, $50,000 retailer, $50,000 broker, $25,000 installer
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From $100 — enter your required amount and your exact price appears at application
0.5% rate$100 minimum floorFastinstant underwriting for mostA-ratedA.M. Best carriers
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

Enter the amount your license type requires, pay, and file with TDHCA. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your license type requires, and the effective date — that is the application.

QUICK REVIEW

Issued

Lower-amount installer and retailer bonds clear quickly. Larger manufacturer bonds may get a brief underwriter review — you hear back within 48 hours if anything else is needed.

SAME DAY

File with TDHCA

Submit the executed Form 1025 with your manufactured-housing license application to the TDHCA Manufactured Housing Division. Wet-ink originals mailed whenever the agency insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

TDHCA’s Manufactured Housing Division regulates the industry under the Texas Manufactured Housing Standards Act (Occupations Code Chapter 1201). Anyone working as a manufacturer, retailer, broker, installer, or salesperson must be licensed, and a manufacturer, retailer, broker, or installer license requires a surety bond on Form 1025 — the Continuous Manufactured Housing Licensing Surety Bond.

The bond is payable to the manufactured homeowner consumer claims program. It protects buyers from loss due to a licensee’s fraud, misrepresentation, or failure to meet its obligations under Chapter 1201 and the TDHCA rules — covering restitution a licensee fails to pay.

TDHCA’s Manufactured Housing Division also acts as HUD’s state supervisory agent under the National Manufactured Housing Construction and Safety Standards Act, and under its agreement with HUD performs post-production monitoring of HUD-Code homes produced in or shipped to Texas — a manufacturer covered by that arrangement is still a licensed manufacturer under Chapter 1201 and still posts the licensing security. The amount is set by §1201.106 by license type: $100,000 manufacturer, $50,000 retailer, $50,000 broker, $25,000 installer (a manufacturer with no licensed in-state plant or facility for warranty service and repairs files an additional $100,000). If the surety pays, you repay the surety.

Tex. Occ. Code §§1201.105–1201.106 (Form 1025)Under Occupations Code Chapter 1201, the TDHCA Manufactured Housing Division licenses manufacturers, retailers, brokers, and installers, each conditioned on a bond or other security (Form 1025) payable to the manufactured homeowner consumer claims program. Section 1201.106 sets the amounts: $100,000 manufacturer, $50,000 retailer, $50,000 broker, $25,000 installer, with an additional $100,000 for a manufacturer that has no licensed in-state plant or facility for warranty service and repairs. The Division also acts as HUD’s state supervisory agent for HUD-Code homes; confirm your required amount on your TDHCA application.

You need this bond if you are

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A manufactured-housing manufacturer — including participants in the Cooperative Inspection Program ($100,000)
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A retailer or broker of HUD-Code manufactured homes ($50,000)
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A licensed installer setting up manufactured homes ($25,000)
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Renewing a TDHCA license that requires a continuing Form 1025 bond

One application, issued instantly.

Submit the application with the bond amount your license type requires — your exact price is shown before you pay, and the executed Form 1025 is generated ready to file with TDHCA.

Start the application →
FAQ

Common questions.

How much is the Texas manufactured housing bond?Pricing is 0.5% of your required bond amount, with a $100 minimum. The amount depends on your license type under §1201.106 — $100,000 manufacturer, $50,000 retailer, $50,000 broker, $25,000 installer. Enter your amount at the application and your exact price appears there; smaller license types like installers often land near the $100 minimum, while larger amounts scale at 0.5%.
What is the Cooperative Inspection Program?It refers to TDHCA’s cooperation with HUD on HUD-Code manufactured homes: the Manufactured Housing Division acts as HUD’s state supervisory agent and, under its agreement with HUD, performs post-production monitoring of homes produced in or shipped to Texas. A manufacturer covered by that arrangement is still licensed under Chapter 1201 and still files the licensing surety bond.
Which amount applies to me?It depends on your role: manufacturers post $100,000, retailers and brokers $50,000 each, and installers $25,000. A manufacturer with no licensed in-state plant or facility for warranty service and repairs files an additional $100,000. Confirm the amount on your TDHCA application.
Who does the bond protect?Manufactured-home consumers. The bond is payable to the manufactured homeowner consumer claims program and covers losses from a licensee’s fraud, misrepresentation, or unpaid restitution. If the surety pays, you repay the surety.
Which form do I file?Form 1025, the Continuous Manufactured Housing Licensing Surety Bond, filed with the TDHCA Manufactured Housing Division. We issue the executed bond ready to submit with your license application.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Manufactured housing bond, issued today.

From $100. Enter the amount your license type requires and file with TDHCA.

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