Maryland title service agent bonds.
$500 flat.

Maryland licenses motor vehicle title service agents through the Motor Vehicle Administration and conditions the license on a $50,000 bond. Ours is $500 flat — set by our carrier's rate book for this bond, identical for every agent. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for your MVA title service agent license — new applicants and renewals

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Fixed amount, fixed price — $50,000 bond, $500, no quote theater

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Multi-year terms available — set it up once, keep your filing continuous

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to licensed.

Your title service agent license is waiting on this bond. Here's the entire process:

NOW · ONLINE

Apply online

Business details, owner information, and an effective date. That is the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the MVA

Your executed bond and power of attorney arrive by email, ready to file with the MVA Business Licensing & Consumer Services Division. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A title service agent transports vehicle titles, registrations, driver's licenses, certified records, and related documents to and from the Motor Vehicle Administration on behalf of clients. The MVA conditions the license on a $50,000 surety bond as a public-and-consumer-protection guarantee.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Maryland through the MVA (the obligee). The bond is conditioned on conducting the title service business in full compliance with the Transportation Article — if an agent mishandles documents, fees, or filings and someone is harmed, they can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Agents who handle paperwork and customer funds properly treat the bond as a license formality, not a risk.

Transportation Article (MVA title service agents)Maryland title service agents are licensed by the Motor Vehicle Administration under the Transportation Article of the Annotated Code of Maryland and must file a $50,000 surety bond conditioned on conducting the title service business in full compliance with that Article. File the bond in the agent's full legal and trade name, with all owners as shown on the MVA application.

You need this bond if you're

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Applying for an MVA title service agent license — the bond is filed with your application

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Renewing your title service agent license and your current bond is expiring or non-renewing

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Operating a tag-and-title service that processes MVA documents for customers

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Adding a location or trade name the MVA ties to a bond filing

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →

FAQ

Common questions.

How much is the Maryland title service agent bond?The premium is $500 flat — set by our carrier's rate book for the fixed $50,000 bond amount, the same for every agent. The $50,000 is set by the MVA, so there is no quote process.

Do I pay the $50,000?No. You pay $500. The $50,000 is the surety's maximum liability if a valid claim is made — not a deposit, and nobody holds your money.

Who requires this bond?The Maryland Motor Vehicle Administration, as a condition of a title service agent license under the Transportation Article. No active bond, no license.

Is there a credit check?The application collects no credit information — there's no credit section to fill out. Most applications like this approve instantly.

When does it renew?The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices ahead of expiration, with autopay available.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Maryland bonds.

The MVA is waiting on one document.

$500 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$500

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