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Maryland records requestor bonds.
$100 flat.

A business with authorized access to Maryland driver and vehicle records files a $1,000 surety bond with the MVA on form DR-082. Our price is a flat $100 — set by our carrier's rate book for this bond, the same floor for everyone. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for DPPA-authorized record access — the MVA Interactive Driver & Vehicle Record (IDVR) system
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$1,000 bond, $100 premium — the flat price for this bond, issued instantly
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Filed on MVA form DR-082 — multi-year terms available
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

Records-access bonds like this are about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Small fixed-amount bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the MVA

Your executed bond (form DR-082) and power of attorney arrive by email, ready to file with the MVA records-access program. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Businesses authorized to pull Maryland driver and vehicle records — insurers, employers, investigators, and other permissible users — get access through the MVA's Interactive Driver & Vehicle Record (IDVR) system. The MVA conditions that access on a $1,000 surety bond filed on form DR-082.

Access to these records is governed by the federal Driver's Privacy Protection Act (DPPA), which limits who may request personal information from motor vehicle records and for what purposes. The bond is a compliance-and-protection guarantee standing behind your proper, permissible use of the records you access.

It's a three-party arrangement among you (the principal), the surety carrier, and the State of Maryland through the MVA (the obligee). If a requestor misuses record data or violates the access terms and someone is harmed, they can recover against the bond — and if the surety pays, you repay the surety.

MVA form DR-082 · Driver’s Privacy Protection ActThe Maryland MVA requires a Surety Bond of Information Requestor Driver/Vehicle Records (form DR-082), commonly $1,000, from businesses approved for access to driver and vehicle records through the Interactive Driver & Vehicle Record (IDVR) system. Access is governed by the federal Driver’s Privacy Protection Act (DPPA), which limits permissible uses of motor vehicle record data. Confirm your required amount and account terms with the MVA.

You need this bond if you're

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A DPPA-authorized business applying for MVA IDVR record-access
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An insurer, employer, or screening firm that pulls Maryland driver or vehicle records
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Renewing your records-access account and your current bond is expiring or non-renewing
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Reinstating access after a lapse in your DR-082 bond filing

One application, issued instantly.

These are the actual issuing fields — no credit section, because this small fixed-amount bond doesn't have one.

Start the application →
FAQ

Common questions.

How much is the Maryland records requestor bond?The premium is $100 flat — set by our carrier's rate book for this specific bond. The bond amount is fixed at $1,000, and every information requestor pays the same $100.
Do I pay the $1,000?No. You pay $100. The $1,000 is the surety's maximum liability if a valid claim is made — not a deposit, and nobody holds your money.
Who requires this bond?The Maryland MVA requires it (on form DR-082) from businesses approved to access driver and vehicle records through the IDVR system, under the federal DPPA framework.
Is there a credit check?The application collects no credit information — there's no credit section to fill out. Most applications like this approve instantly.
When does it renew?The bond must stay active for as long as you hold records-access. You can buy a 1, 2, or 3-year term; we send renewal notices ahead of expiration, with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Maryland bonds.

MD Title Service Agent ($50,000)
The $50,000 MVA bond every Maryland title service agent files. $500, issued instantly.
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MD Motor Vehicle or Trailer Dealer
The MVA dealer bond ($15k–$300k, set by license type and volume). 0.75% of the amount, $100 min.
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MD Ignition Interlock Provider ($10,000)
The $10,000 MVA bond for ignition interlock service providers. $100, issued instantly.
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MD Private Detective / Security Guard Agency
Legacy or contractual agency bond — the state mandate ended in 2020. 1% of the amount, $100 min.
View bond →

Finish your records-access checklist today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application
Your price$100
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