IL notary bond + $15k E&O.
$115 flat.

The statutory $5,000 notary bond Illinois requires under 5 ILCS 312/2-105, bundled with a higher $15,000 of errors-and-omissions coverage. The bond protects the public; the E&O protects you. $115 flat — the price you see is the checkout price.

Includes the required $5,000 notary bond — files with your Illinois commission
Adds $15,000 of E&O protection — a higher limit for honest errors and omissions
$115 flat, no credit fields on the application — the bond and E&O together for the commission term
A-ratedA.M. Best carriersBond + E&Oin one filingNo credit reviewnot even a soft pull
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety — adding more E&O doesn't change that:

NOW · ONLINE

Apply online

Your name, address, and an effective date. No financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

The bond issues right after purchase in most cases; the $15,000 E&O coverage is attached to the same package. At most, 1–2 business days.

SAME DAY

File the bond, keep the E&O

Your executed $5,000 bond arrives ready to file with your commission application; your $15,000 E&O coverage rides alongside it for the term.

About this bond

What it is and who needs it.

Bond vs. E&O — the difference matters

Two protections travel together. The $5,000 surety bond is required by 5 ILCS 312/2-105 and protects the public: if your notarial misconduct causes a loss, they recover against it — and you repay the surety.

The $15,000 E&O coverage is optional and protects you. It is professional liability insurance for honest mistakes, here at a higher $15,000 limit — covering your defense and damages. E&O is not required by Illinois; it's why notaries who handle higher-value documents pick the larger limit.

You file the bond with your commission; the E&O sits behind you for the four-year term. One application, one price, one renewal reminder — we handle both.

5 ILCS 312/2-105 (bond required; E&O optional)The Illinois Notary Public Act, 5 ILCS 312/2-105, requires a $5,000 surety bond for a notary commission — the mandatory part. Errors-and-omissions coverage is not required by Illinois law; it is optional professional liability protection for the notary, here at a $15,000 limit. The bond protects the public; the E&O protects you.

This package fits you if you're

A loan-signing or real-estate notary handling higher-value documents
Renewing your commission and want a larger personal cushion
A signing agent whose clients ask for a higher E&O limit
Comparing the $10k and $15k bundles and want the higher coverage

One application. Bond and E&O together.

These are the actual issuing fields — no credit section. The $15,000 E&O is attached to the package automatically.

Start the application →
FAQ

Common questions.

What is the difference between the $10k and $15k bundles?Only the E&O limit — $10,000 versus $15,000 of coverage for the notary. Both include the same required $5,000 surety bond; the $10k bundle is $50 flat and this $15k bundle is $115 flat. Pick the higher limit if you handle higher-value notarizations.
How much is this package?$115 flat — that's the checkout price for the required notary bond plus $15,000 of E&O coverage, set by our carrier's rate book, the same for every notary, covering the four-year commission term.
Is the E&O required by Illinois?No. Illinois requires only the $5,000 surety bond. E&O is optional insurance for the notary — this package carries a $15,000 limit for those who want more self-protection.
Is there a credit check?The application collects no credit information — small fixed-amount notary bonds like this approve instantly. If a check ever runs, it's a soft pull only, never a hard inquiry, and it won't affect your score.
Does the bond protect me?No — the $5,000 bond protects the public, and you repay the surety on a paid claim. The $15,000 E&O is what protects you, covering honest mistakes up to the limit.
Related bonds

Other Illinois bonds.

Bond and higher E&O, one application.

$115 flat, no credit review, often issued same sitting. Free until issued.

Your price$115
Apply now →