Illinois notary bond + $10k E&O.
$50 flat.

The statutory $5,000 notary bond Illinois requires under 5 ILCS 312/2-105, bundled with $10,000 of errors-and-omissions coverage. The bond protects the public; the E&O protects you against honest mistakes. $50 flat — the price you see is the checkout price.

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Includes the required $5,000 notary bond — files with your Illinois commission

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Adds $10,000 of E&O protection — covers you for unintentional errors and omissions

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$50 flat, no credit fields on the application — the bond and E&O together for the commission term

A-ratedA.M. Best carriersBond + E&Oin one filingNo credit reviewnot even a soft pull

Trusted by industry leaders

How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety — adding E&O doesn't change that:

NOW · ONLINE

Apply online

Your name, address, and an effective date. No financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

The bond issues right after purchase in most cases; the E&O coverage is attached to the same package.

SAME DAY

File the bond, keep the E&O

Your executed $5,000 bond arrives ready to file with your commission application; your $10,000 E&O coverage rides alongside it for the term.

About this bond

What it is and who needs it.

Bond vs. E&O — the difference matters

Two different protections travel together here. The $5,000 surety bond is required by 5 ILCS 312/2-105 and protects the public: if your notarial misconduct causes someone a loss, they can recover against it — and you repay the surety.

The $10,000 E&O coverage is optional and protects you. It is professional liability insurance for honest mistakes — a missed expiration date, a defective acknowledgment — covering your legal defense and damages up to the limit. E&O is not required by Illinois, but it's why many notaries buy it alongside the mandatory bond.

You file the bond with your commission; the E&O sits behind you for the four-year term. We bundle both so you handle one application, one price, and one renewal reminder.

5 ILCS 312/2-105 (bond required; E&O optional)The Illinois Notary Public Act, 5 ILCS 312/2-105, requires a $5,000 surety bond for a notary commission — that is the mandatory part. Errors-and-omissions coverage is not required by Illinois law; it is optional professional liability protection for the notary, here set at a $10,000 limit. The bond protects the public; the E&O protects you.

This package fits you if you're

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Becoming or renewing as a notary and want protection for yourself too

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Notarizing higher-stakes documents — real estate, loan signings

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A signing agent who wants a modest E&O cushion

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Risk-averse by nature and prefer the bundle over the bare bond

One application. Bond and E&O together.

These are the actual issuing fields — no credit section. The $10,000 E&O is attached to the package automatically.

Start the application →

FAQ

Common questions.

What is the difference between the bond and the E&O?The $5,000 bond is required and protects the public — if a claim is paid, you repay the surety. The $10,000 E&O is optional and protects you, covering honest mistakes up to the limit without repayment.

How much is this package?$50 flat — that's the checkout price for the required notary bond plus $10,000 of E&O coverage, set by our carrier's rate book, the same for every notary, covering the four-year commission term.

Is the E&O required by Illinois?No. Illinois requires only the $5,000 surety bond. E&O is optional insurance for the notary — we bundle a $10,000 limit here because most notaries who want self-protection start around this level.

Is there a credit check?The application collects no credit information — small fixed-amount notary bonds like this approve instantly. It won't affect your score.

Can I get a higher E&O limit?Yes — we also offer the notary bond bundled with $15,000 of E&O. If you need a larger limit than that, send us a note and we will quote it.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Same family

Other Illinois notary bonds.

Not sure this is the one your license calls for? These are the other notary bonds we write in Illinois. Each has its own statute and bond amount.

Related bonds

Other Illinois bonds.

Bond and E&O, one application.

$50 flat, no credit review, often issued same sitting. Free until issued.

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Your price$50

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