HI TPA bonds.
From $100. Enter your amount.

Hawaii requires an insurance third party administrator to file and maintain a surety bond with the Commissioner of Insurance under HRS chapter 431:9A. The amount scales with your license stage, and the price is 2% of the bond amount, $100 minimum — see your exact price in the on-page calculator, with a soft credit check that never affects your score.

Filed with the Commissioner of Insurance under HRS chapter 431:9A
Amount scales — commonly $100,000 for the first biennial and $300,000 on renewal (confirm your stage)
Soft credit pull only — never affects your score, and the price is 2% of the bond amount, $100 minimum
2% rate$100 minimumSoft pullnever affects your scoreFastinstant underwriting for most
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
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Triple Five
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed, no phone tag.

Enter your amount, consent to a soft pull, and file with the Insurance Division. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your stage requires, and an effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.

1–2 BUSINESS DAYS

File with the Commissioner

Pay online and receive the executed bond, undertaken in the name of the Commissioner of Insurance, ready to file with your TPA application or renewal. Wet-ink originals on request.

About this bond

What it is and who needs it.

What the TPA bond actually covers

A third party administrator collects premiums or adjusts and settles claims for insurance coverage. Hawaii regulates TPAs under HRS chapter 431:9A and conditions the license on a surety bond filed with the Commissioner of Insurance, undertaken in the name of the Commissioner.

The bond protects the public and the insurers a TPA works for — it stands behind the TPA's compliance with the chapter and its handling of premiums and claims funds. If a TPA's theft, fraud, or unethical conduct causes a loss, a claim can be made against the bond, and if the surety pays, you repay the surety.

The required amount scales with your license stage. A common pattern is a $100,000 bond for the first licensing biennial and at least $300,000 for each subsequent renewal. The bond cannot be cancelled until two years after the last day you acted as a TPA, absent the Commissioner's prior written consent — confirm your required amount with the Insurance Division and we'll issue it.

HRS chapter 431:9A (Third Party Administrators)Hawaii Revised Statutes chapter 431:9A regulates third party administrators and requires a surety bond filed with and maintained for the Commissioner of Insurance, undertaken in the name of the Commissioner. A commonly cited pattern is $100,000 for the first license biennial and at least $300,000 on each renewal; the bond cannot be cancelled until two years after the applicant last acted as a TPA without the Commissioner’s prior written consent. Confirm the amount that applies to your license stage with the Insurance Division.

You need this bond if you are

Applying for a Hawaii TPA license for the first license biennial
Renewing your TPA license at the higher renewal bond amount
Administering claims or premiums for insurers doing business in Hawaii
An out-of-state administrator getting licensed to work Hawaii business

One application, then a quick review.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQ

Common questions.

How much is the Hawaii TPA bond?The price is 2% of the bond amount, $100 minimum. The bond amount is set by your license stage — commonly $100,000 for the first biennial and at least $300,000 on renewal. Enter your figure and see your exact price in the on-page calculator.
Who requires this bond?The Hawaii Commissioner of Insurance requires it as a condition of a third party administrator license under HRS chapter 431:9A. The bond is undertaken in the name of the Commissioner.
What amount do I need?It depends on your license stage. A widely cited pattern is $100,000 for the first licensing biennial and at least $300,000 for each subsequent renewal — but confirm the exact figure with the Insurance Division and we’ll issue it.
Is there a credit check?Yes — a quick soft credit check may apply, never a hard inquiry, no impact on your score. It affects approval only; the price itself is a fixed 2% of the bond amount, $100 minimum.
Can I cancel the bond?Not freely — under HRS chapter 431:9A the bond generally cannot be cancelled until two years after the last day you acted as a TPA, unless the Commissioner gives prior written consent.
Related bonds

Other Hawaii bonds.

TPA bond, filed this week.

Pricing from $100. Enter the amount your stage requires and file with the Commissioner.

Your premiumfrom $100
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