Not in Hawaii? Appraisal management company bonds in other states

Hawaii AMC bonds.
$250 flat.

Hawaii requires every appraisal management company to post and maintain a $25,000 surety bond with the director when it applies for or renews registration, under HRS chapter 466K. Ours is $250 flat — set by our carrier for this bond, identical for every AMC.

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Required to register or renew as an AMC under HRS chapter 466K

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Fixed amount, fixed price — $25,000 bond, $250, no quote process

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No credit section in the application — and multi-year terms available

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to registered.

Your AMC registration is waiting on this bond. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the director

Your executed bond arrives by email, ready to post with your AMC registration application or renewal. The bond stays in force until cancellation, which requires 90 days’ written notice. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Hawaii established an appraisal management company registration program under HRS chapter 466K, administered by the director as part of the Real Estate Appraiser Program. Every AMC applying for or renewing registration must post and maintain a $25,000 surety bond with the director.

It's a three-party arrangement: you (the principal), the surety carrier, and the State (the obligee). The bond protects consumers and appraisers — if an AMC practices negligence or violates the rules, an affected party can file a claim up to the bond's full amount, and if the surety pays, you repay the surety.

The bond must remain in full force for your registration. It stays effective until cancellation, which can occur only after 90 days' written notice to the program — so we track it and send renewal notices ahead of any lapse.

HRS chapter 466K (Appraisal Management Companies)Hawaii Revised Statutes chapter 466K establishes an appraisal management company registration program administered by the director. Each AMC applying for or renewing registration must post and maintain a $25,000 surety bond with the director; the bond remains in full force and effect until cancellation, which may occur only after 90 days’ written notice to the program.

You need this bond if you're

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Registering as an AMC in Hawaii for the first time

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Renewing your AMC registration with the director

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A national AMC expanding into the Hawaii market

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Replacing a cancelled bond to keep your registration active

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond's application doesn't collect credit information.

Start the application →

FAQ

Common questions.

How much is the Hawaii AMC bond?The premium is $250, set by our carrier for this bond, the same for every AMC. The $25,000 bond amount is set by HRS chapter 466K — that is the coverage amount, not the price — so there is no quote process.

Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Who requires this bond?The director, as administrator of the appraisal management company registration program under HRS chapter 466K, requires it before registration or renewal. No active bond, no registration.

Is there a credit check?The application collects no credit information, so most applicants never see a credit question. It won't affect your credit score.

How do I cancel or replace it?The bond stays in full force until cancellation, which can occur only after 90 days’ written notice to the program. We send renewal notices ahead of expiration so your registration never lapses over a missed email.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Hawaii bonds.

Finish your AMC registration today.

$250 flat, no credit review, bond often issued in the same sitting. Free until issued.

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Your price$250

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