Not in Colorado? Browse bonds by state

Colorado vehicle wholesaler bonds.
$500 flat.

A Colorado vehicle wholesaler buys and sells vehicles dealer-to-dealer, not to the retail public — and must file a $50,000 bond with the Auto Industry Division. Ours is $500 flat — set by our carrier for this bond, identical for every wholesaler. A quick soft credit check may apply — never a hard inquiry; the bond is issued when you pay.

✓
Required for a CO vehicle wholesaler license — buying and selling dealer-to-dealer
✓
Fixed amount, fixed price — $50,000 bond, $500, no quote theater
✓
Soft pull for approval only — never a hard inquiry, no impact on your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your wholesaler license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — a quick soft credit check may run as part of it, never a hard inquiry.

RIGHT AWAY

Approved

Most are approved as soon as you apply. Any credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the Auto Industry Division

Pay online and receive the executed bond (form DR 2830) ready to file with your wholesaler license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

A Colorado vehicle wholesaler trades vehicles between dealers — at auctions and dealer-to-dealer — rather than selling to retail customers. The Auto Industry Division licenses wholesalers and conditions the license on a $50,000 surety bond, the same amount as a retail dealer.

The bond is a title-and-compliance guarantee: it stands behind clear title on the vehicles you move and your compliance with Colorado's motor vehicle laws. It's a three-party arrangement among you (the principal), the surety, and the State of Colorado together with parties harmed by a title or compliance failure.

It is not insurance for you — if the surety pays a claim, you repay the surety. Wholesalers who pass clean title and keep good records treat the bond as a license formality, not a risk.

C.R.S. Title 44, Article 20 (form DR 2830)Colorado vehicle wholesalers are licensed by the Department of Revenue's Auto Industry Division and Motor Vehicle Dealer Board under Title 44, Article 20, which conditions the license on a $50,000 surety bond filed on form DR 2830. The wholesaler license covers dealer-to-dealer sales — confirm the category and amount with the division before you file.

You need this bond if you're

✓
Buying and selling vehicles dealer-to-dealer rather than to the retail public
✓
Applying for a CO vehicle wholesaler license with the Auto Industry Division
✓
Renewing your wholesaler license and your current bond is expiring or non-renewing
✓
Adding wholesale to a retail dealership that the division ties to a bond filing

One application, issued instantly.

These are the actual underwriting fields. A quick soft credit check may run as part of underwriting — never a hard inquiry. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

What is a vehicle wholesaler?A Colorado dealer license category for buying and selling vehicles dealer-to-dealer — at auctions and between dealers — rather than selling to the retail public. The Auto Industry Division licenses it and requires the $50,000 bond.
Do I pay the $50,000?No. You pay $500 — the flat price our carrier sets for this bond. The $50,000 is the surety's maximum liability; it's not a deposit, and nobody holds your money.
What does the bond guarantee?That you pass clear title on the vehicles you move and follow Colorado dealer law. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?A quick soft credit check may apply as part of underwriting — never a hard inquiry, no impact on your score. It informs approval, not price: the $500 rate holds regardless of what the check shows.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your license to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Colorado bonds.

The Auto Industry Division is waiting on one document.

$500 flat, short application, bond issued when you pay. Free until issued.

Your price$500
Apply now →