CO used dealer bonds.
$400 flat. Issued fast.

Colorado requires every licensed used motor vehicle dealer to file a $50,000 bond with the Auto Industry Division. Ours is $400 flat — set by our carrier for this bond, identical for every dealer. A quick soft credit check may apply — never a hard inquiry — e-signed in 1–2 business days.

Required for your CO used dealer license — new applicants and renewals through the Auto Industry Division
Fixed amount, fixed price — $50,000 bond, $400, no quote theater
Credit-tier pricing via soft pull — never a hard inquiry, no impact on your score
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your used dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — a quick soft credit check may run as part of it, never a hard inquiry.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. Any credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Auto Industry Division

Pay online and receive the executed bond (form DR 2830) ready to file with your used dealer license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Colorado licenses used motor vehicle dealers through the Department of Revenue's Auto Industry Division and Motor Vehicle Dealer Board, and conditions the license on a $50,000 surety bond. The bond is a consumer-and-public-protection guarantee: it stands behind clear title on the used vehicles you sell and your compliance with Colorado's motor vehicle sales laws.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Colorado together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality, not a risk.

C.R.S. Title 44, Article 20 (form DR 2830)Colorado used motor vehicle dealers are licensed by the Department of Revenue's Auto Industry Division and Motor Vehicle Dealer Board under Title 44, Article 20, which conditions the license on a $50,000 surety bond filed on form DR 2830. We issue the $50,000 amount — confirm the current form and amount on your application.

You need this bond if you're

Applying for a CO used dealer license — selling used cars and light trucks
Renewing your used dealer license and your current bond is expiring or non-renewing
Adding a location or plate that the Auto Industry Division ties to a bond filing
Moving to Colorado from another state and getting licensed here

One application, issued instantly.

These are the actual underwriting fields. A quick soft credit check may run as part of underwriting — never a hard inquiry. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQ

Common questions.

Do I pay the $50,000?No. You pay $400 — the flat price our carrier sets for this bond. The $50,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond?The Colorado Department of Revenue's Auto Industry Division requires it as a condition of a used motor vehicle dealer license, under Title 44, Article 20. No active bond, no license.
What does the bond guarantee?That you deliver clear title on the vehicles you sell, handle customer funds properly, and follow Colorado dealer law. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?A quick soft credit check may apply as part of underwriting — never a hard inquiry, no impact on your score. It informs approval, not price: the $400 rate holds regardless of what the check shows.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your dealer license to stay valid.
Related bonds

Other Colorado bonds.

The Auto Industry Division is waiting on one document.

$400 flat, short application, e-signed bond in 1–2 business days. Free until issued.

Your price$400
Apply now →