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Colorado repossessor bonds.
$500 flat.
Colorado requires a person who repossesses collateral to file a $50,000 surety bond with the Attorney General before doing the work. Ours is $500 flat — set by our carrier for this bond, the same for everyone. A quick soft credit check may apply — never a hard inquiry — and the bond is issued when you pay.
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Three steps to filed.
Your right to repossess is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — a quick soft credit check may run as part of it, never a hard inquiry.
Approved
Most are approved as soon as you apply. Any credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Attorney General
Pay online and receive the executed $50,000 bond, drawn in favor of the Colorado Attorney General, ready to file. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the bond actually guarantees
Colorado conditions the right to repossess collateral on a $50,000 surety bond filed with the Attorney General. The bond is a property-protection guarantee: it stands behind the way you take possession of vehicles and other secured property — that you do it lawfully and without damaging property or breaching the peace.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Colorado together with people harmed during a repossession (the protected parties). If a repossessor damages property or violates the rules governing repossession, a harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Repossessors who follow the self-help repossession rules and document their work treat the bond as a filing formality, not a risk.
You need this bond if you're
One application, issued instantly.
These are the actual underwriting fields. A quick soft credit check may run as part of underwriting — never a hard inquiry. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Colorado bonds.
The Attorney General is waiting on one document.
$500 flat, short application, bond issued when you pay. Free until issued.