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Arizona wholesale auction dealer bonds.
$175 flat.

A wholesale motor vehicle auction dealer — providing auction services solely to licensed dealers, not the public — posts a $25,000 bond with ADOT. Ours is $175 flat — set by our carrier’s rate book for this bond, identical for every dealer. One soft credit pull; the bond is issued when you pay.

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Required for an ADOT wholesale auction dealer license under A.R.S. § 28-4362
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Smaller bond because you transact only with licensed dealers, never the public
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Soft credit pull only — never affects your score, and the price stays $175 either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your auction dealer license is waiting on this bond. Here's the entire process:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with ADOT

Pay online and receive the executed $25,000 bond, ready to file with your auction dealer license. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

A wholesale motor vehicle auction dealer provides auction services solely in wholesale transactions to licensed motor vehicle dealers, and does not buy, sell, or own the vehicles it auctions in the ordinary course of business. Because it never transacts with the public, Arizona sets a reduced $25,000 bond under A.R.S. § 28-4362.

The bond runs to the State of Arizona as obligee and stands behind the dealer’s statutory duties under the motor vehicle dealer law — including the proper handling of fees and titling obligations in the transactions it facilitates between licensed dealers.

It is not insurance for you — if the surety pays a claim, you repay the surety. The lower amount reflects the lower consumer-facing risk: you’re a marketplace for licensed dealers, not a seller to retail buyers.

A.R.S. § 28-4362 (wholesale auction dealer bond)Under A.R.S. § 28-4362, a wholesale motor vehicle auction dealer — which provides auction services solely to licensed dealers and does not own the vehicles it auctions — posts a $25,000 bond, rather than the $100,000 bond required of dealers selling to the public. The bond runs to the state and guarantees compliance with the dealer law. Confirm your required amount on your ADOT application.

You need this bond if you're

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Applying for an AZ wholesale auction dealer license through ADOT
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Operating a dealer-only auction that serves licensed dealers, not the public
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Renewing your wholesale auction license and your bond is expiring or non-renewing
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Not taking ownership of the vehicles you auction in the ordinary course of business

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Why is this bond $25,000, not $100,000?Because a wholesale auction dealer transacts only with licensed dealers, not the public. Arizona sets the reduced $25,000 amount under A.R.S. § 28-4362 for wholesale-only and broker licenses; public-facing dealers and public consignment auctions post $100,000.
Do I pay the $25,000?No. You pay $175 — the flat premium set by our carrier’s rate book for this bond. The $25,000 is the surety's maximum liability to the state; it's not a deposit.
Who requires this bond?The Arizona Department of Transportation, Motor Vehicle Division, as a condition of a wholesale auction dealer license under A.R.S. § 28-4362.
What if I start auctioning to the public?Then you’d need the public consignment auction dealer license and its $100,000 bond instead. Send us your license type and we’ll issue the matching bond.
Is there a credit check?Yes — one soft credit pull, which never affects your score. It informs approval, not price — the price stays $175 either way.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other Arizona motor vehicle dealer bonds.

Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Arizona. Each has its own statute and bond amount.

Related bonds

Other Arizona bonds.

ADOT is waiting on one document.

$175 flat, short application, bond issued when you pay. Free until issued.

Your price$175
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