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Arizona motor vehicle broker bonds.
$250 flat.

A licensed motor vehicle broker in Arizona — who arranges vehicle transactions without taking ownership of the vehicles — posts a $25,000 bond with ADOT. Ours is $250 flat — set by our carrier’s rate book for this bond, identical for every broker. One soft credit pull; the bond is issued when you pay.

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Required for an ADOT motor vehicle broker license under A.R.S. § 28-4362
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Fixed amount, fixed price — $25,000 bond, $250, no quote theater
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Soft credit pull only — never affects your score, and the price stays $250 either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your broker license is waiting on this bond. Here's the entire process:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with ADOT

Pay online and receive the executed $25,000 bond, ready to file with your broker license. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

A motor vehicle broker arranges or negotiates the sale of vehicles on behalf of a buyer or seller without taking title to the vehicles. Arizona licenses brokers through ADOT and, like wholesale-only dealers, sets a reduced $25,000 bond under A.R.S. § 28-4362.

The bond runs to the State of Arizona as obligee and stands behind the broker’s statutory duties — including the proper handling of customer funds and fees in the transactions the broker arranges, and compliance with the motor vehicle dealer and broker law.

It is not insurance for you — if the surety pays a claim, you repay the surety. Brokers who handle customer money cleanly and meet their disclosure duties treat the bond as a license formality, not a risk.

A.R.S. § 28-4362 (motor vehicle broker bond)Under A.R.S. § 28-4362, an Arizona motor vehicle broker license is conditioned on a $25,000 surety bond — the reduced amount that also applies to wholesale-only and wholesale auction dealers, rather than the $100,000 required of dealers selling to the public. The bond runs to the state and guarantees compliance with the dealer and broker law. Confirm your required amount on your ADOT application.

You need this bond if you're

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Applying for an AZ motor vehicle broker license through ADOT
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Arranging vehicle sales for buyers or sellers without taking title yourself
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Renewing your broker license and your current bond is expiring or non-renewing
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Operating as a broker rather than a public-sales or wholesale dealer

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $25,000?No. You pay $250 — the flat premium set by our carrier’s rate book for this bond. The $25,000 is the surety's maximum liability to the state; it's not a deposit, and nobody holds your money.
Who requires this bond?The Arizona Department of Transportation, Motor Vehicle Division, as a condition of a motor vehicle broker license under A.R.S. § 28-4362.
Why is a broker bond $25,000 instead of $100,000?Because a broker arranges transactions without taking ownership and doesn’t sell to the public as a dealer. Arizona sets the reduced $25,000 amount for brokers and wholesale-only dealers; public-facing dealers post $100,000.
What does the bond guarantee?That you handle customer funds and fees properly and comply with the dealer and broker law in the transactions you arrange. If you fail to and someone is harmed, they can claim against the bond; if the surety pays, you repay the surety.
Is there a credit check?Yes — one soft credit pull, which never affects your score. It informs approval, not price — the price stays $250 either way.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Arizona bonds.

AZ Wholesale Auction Dealer ($25,000)
The $25,000 ADOT bond for wholesale-only motor vehicle auctions. $175 flat.
View bond →
AZ Public Consignment Auction ($100,000)
The $100,000 ADOT bond for public consignment auction dealers. $1,000 flat.
View bond →
AZ New Motor Vehicle Dealer ($100,000)
The $100,000 ADOT dealer bond for new-vehicle sales to the public. $700 flat.
View bond →
AZ Used Motor Vehicle Dealer ($100,000)
The $100,000 ADOT dealer bond for used-vehicle sales to the public. $700 flat.
View bond →

ADOT is waiting on one document.

$250 flat, short application, bond issued when you pay. Free until issued.

Start application
Your price$250
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