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Virginia settlement agent bonds (attorney).
$2,000, one time.
A Virginia attorney acting individually as a real estate settlement agent must maintain a $200,000 surety bond under Code of Virginia § 55.1-1004, on a form approved by the Virginia State Bar. Ours is $2,000, one time, identical for every attorney.
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Three steps to registered.
Your settlement-agent registration is waiting on this bond. Here is the entire process:
Apply once, online
Your details, the effective date, and a one-time consent to a quick soft credit check that never affects your score. That is the application.
Approved
Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & register with the State Bar
Pay online and receive the executed $200,000 bond on the State Bar–approved form, ready to file with your settlement-agent registration. Wet-ink originals mailed whenever the Bar insists.
What it is and who needs it.
What the bond actually guarantees
Virginia’s real estate settlement agents law (originally CRESPA) lets attorneys handle real estate closings, provided they register with the Virginia State Bar and post security. For an individual attorney settlement agent, Code of Virginia § 55.1-1004 requires a surety bond of not less than $200,000, on a Bar-approved form.
The bond is a consumer-protection guarantee: it stands behind your handling of escrow, closing, and settlement funds. If you mishandle a buyer’s or lender’s money in a transaction you settle, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Attorneys who keep clean escrow records treat the $200,000 bond as a registration formality. (You also maintain separate fidelity / employee-dishonesty coverage for staff under the same law.)
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a quick soft credit check that never affects your score. Submit once and your $200,000 bond is issued when you pay.
Start the application →Common questions.
Other Virginia bonds.
The State Bar is waiting on one document.
$2,000, one time, short application, $200,000 bond issued when you pay. Free until issued.