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Virginia automobile motor service club bonds.
$300 flat.

An agent for an automobile motor service club in Virginia must file a $30,000 bond, running to the Commonwealth, under the motor club provisions of Title 38.2, Chapter 18. Ours is $300 flat, the price our carrier rate book sets for this bond, with one soft credit check — never a hard inquiry — and issuance when you pay.

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Required for a motor club agent license under Code of Virginia Title 38.2, Chapter 18
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Fixed amount, fixed price — $30,000 bond, $300, no quote process
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Soft credit check only — never a hard inquiry, never affects your score, and the price stays $300 either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your motor club agent license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the Bureau of Insurance

Pay online and receive the executed bond ready to file with your motor club agent license application. Wet-ink originals mailed whenever the Bureau insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

An automobile motor service club sells memberships promising services like roadside assistance, towing, and bail or arrest bond reimbursement. Virginia regulates the clubs and their agents through the State Corporation Commission's Bureau of Insurance under Title 38.2, Chapter 18, and conditions a motor club agent's license on a $30,000 bond running to the Commonwealth.

It's a three-party arrangement: you (the principal), the surety carrier, and the Commonwealth of Virginia (the obligee), with members and the club as the protected parties. If an agent mishandles membership money or violates the motor club laws, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Agents who handle membership funds properly treat the bond as a license formality, not a risk.

Code of Virginia Title 38.2, Chapter 18 (motor clubs)Virginia regulates automobile/motor service clubs and their agents under Code of Virginia Title 38.2, Chapter 18 (§ 38.2-1800 et seq.), administered by the State Corporation Commission's Bureau of Insurance. A motor club agent's license is conditioned on a $30,000 bond running to the Commonwealth. Confirm the current bond form and amount with the Bureau of Insurance, and we'll issue the executed bond to match.

You need this bond if you're

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Applying for a motor club agent license — the bond is filed with the Bureau of Insurance
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Selling motor club memberships — roadside assistance, towing, and related services
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Renewing your motor club agent license and your current bond is expiring or non-renewing
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A club appointing agents who each must be bonded to solicit memberships

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $30,000?No. You pay $300 flat. The $30,000 is the surety's maximum liability to the Commonwealth and harmed members; it's not a deposit, and nobody holds your money.
Who requires this bond?The State Corporation Commission's Bureau of Insurance requires it as a condition of a motor club agent license, under Code of Virginia Title 38.2, Chapter 18.
What does the bond guarantee?That you handle membership funds properly and follow the Virginia motor club laws. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?Yes — one soft credit pull, which never affects your score. It informs approval, not price. The price stays $300 either way.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your license to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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The Bureau of Insurance is waiting on one document.

$300 flat, short application, bond issued when you pay. Free until issued.

Your price$300
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