Utah body shop bonds.
$200 flat.

Utah's Motor Vehicle Enforcement Division (MVED) conditions a motor vehicle body shop license on a $20,000 bond, filed on form TC-450. Ours is $200 flat — set by our carrier's rate book, identical for every shop. The application collects no credit information; the bond is issued when you pay.

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Required for a Utah motor vehicle body shop license through MVED

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Fixed amount, fixed price — $20,000 bond, $200, no quote theater

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Filed on form TC-450 — the standard MVED dealer/crusher/body shop bond form

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to licensed.

Your body shop license is waiting on this bond. Here's the entire process:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. The application collects no credit information.

INSTANTLY

Approved

Approved as soon as you apply. There is no underwriting queue.

WHEN YOU PAY

E-sign & file with MVED

Pay online and receive the executed bond (form TC-450), ready to file with your body shop license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Utah licenses motor vehicle body shops through the State Tax Commission's Motor Vehicle Enforcement Division (MVED) under Utah Code Title 41, Chapter 3, and conditions the license on a $20,000 surety bond filed on form TC-450 — the same form used for dealers, crushers, and special equipment dealers.

The bond is a consumer-and-public-protection guarantee. The TC-450 form conditions payment against fraud, misrepresentation, failure to transfer a certificate of title, and failure to satisfy a lien — so a harmed customer or lienholder can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Body shops that handle title work correctly and keep good records treat the bond as a license formality, not a risk.

Utah Code §41-3-205 (MVED, form TC-450)Utah Code §41-3-205 conditions a motor vehicle dealer, special equipment dealer, crusher, or body shop license on a surety bond filed with the Motor Vehicle Enforcement Division on form TC-450. The body shop bond amount is $20,000. The form conditions payment against fraud, misrepresentation, failure to transfer title, and failure to satisfy liens. Confirm the current amount on your MVED application.

You need this bond if you're

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Applying for a body shop license through MVED

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Renewing your body shop license and your current bond is expiring

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Opening a new collision or repair shop that handles titled vehicles

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Reinstating a lapsed license that requires a fresh bond filing

One application, issued instantly.

These are the actual underwriting fields. The application collects no credit information — submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

Do I pay the $20,000?No. You pay $200 — the price you see is the checkout price. The $20,000 is the surety's maximum liability to harmed customers and the state; it's not a deposit, and nobody holds your money.

Who requires this bond?The Utah State Tax Commission's Motor Vehicle Enforcement Division (MVED) requires it as a condition of a body shop license under Utah Code §41-3-205. It's filed on form TC-450.

What does the bond guarantee?That you handle title work and liens correctly and avoid fraud and misrepresentation. If you fail and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.

Is there a credit check?The application collects no credit information. Most applications approve instantly.

When does it renew?The bond must stay active for your body shop license to stay valid. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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MVED is waiting on one document.

$200 flat, no credit review, bond issued when you pay. Free until issued.

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Your price$200

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