Utah lost vehicle title bonds.
From $100.

Also known as the Utah bonded title bond.

When you can't prove ownership of a vehicle, Utah lets you obtain a bonded title by filing an Insufficient Evidence of Ownership bond with the DMV / Tax Commission. Pricing starts from $100 — the amount is set by the vehicle's value, and the bond stays on file for a fixed statutory period.

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For owners with insufficient or missing evidence of ownership under the Utah Motor Vehicle Act

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Amount is based on the vehicle's current value — confirm the figure with the DMV

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From $100 — enter your bond amount and see your exact price

From $1000.9% of the bond amount, $100 minNo SSNin the applicationNo credit reviewnot even a soft pull

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How it works

Apply to bonded title in one sitting.

Enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the vehicle, and the bond amount the DMV requires — that is the entire application, and it collects no credit information.

INSTANTLY

Approved

Approved as soon as you apply. There is no underwriting queue.

SAME DAY

File with the DMV

Take the executed bond, your application, and any required inspection to the DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, or insufficient to prove ownership, Utah lets you establish ownership with a bonded title. You post an Insufficient Evidence of Ownership bond with the DMV (a division of the Utah State Tax Commission), the DMV issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is set by the vehicle's value — the DMV determines the figure when you apply, often using a recognized valuation guide. Whatever amount the DMV names, enter it — pricing is 0.9% of that amount, with a $100 minimum.

The bond stays on file for a fixed statutory period (commonly several years). If someone with a better claim comes forward and is harmed during that period, they can recover against the bond — and if the surety pays, you repay the surety. After the period ends with no valid claim, a clean title issues.

Utah Motor Vehicle Act — bonded title (DMV / Tax Commission)Utah's Motor Vehicle Act lets an owner with insufficient evidence of ownership obtain a certificate of title by filing a surety bond with the Division of Motor Vehicles (part of the Utah State Tax Commission). The bond is sized to the vehicle's value as the DMV determines, and remains on file for a fixed statutory period before a clean title issues. Confirm the exact amount and term with the DMV — requirements can change, so we issue whatever the DMV currently requires.

You need this bond if you are

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A buyer with no title — the seller never delivered one or it was lost

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Titling an inherited or gifted vehicle with gaps in the ownership chain

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Holding insufficient ownership documents the DMV won't accept as proof

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Registering a project or abandoned vehicle that needs a bonded title to get on the road

The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

Submit the application with the bond amount the DMV requires — the application collects no credit information, and your executed title bond is issued when you pay, ready to take to the DMV.

Start the application →

FAQ

Common questions.

How much is the Utah title bond?Pricing is from $100 and depends on the bond amount, which is based on the vehicle's value the DMV determines when you apply. Lower-value vehicles land near the $100 minimum, and the price scales up from there.

How do I figure out the bond amount?The DMV sets it from the vehicle's value, often using a recognized valuation guide. Bring or request that figure when you apply at the DMV, enter it here, and we'll issue the matching bond.

Is there a credit check?The application collects no credit information. Most applications approve instantly.

What does the bond protect against?It protects anyone who later proves a superior ownership claim to the vehicle. If a valid claim is paid, you repay the surety — it is not insurance for you, it is a guarantee that backs your bonded title.

How long does the bond last?A Utah bonded title bond stays on file for a fixed statutory period (commonly several years). If no valid claim is made in that window, a clean, non-bonded certificate of title issues. Confirm the current term with the DMV.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Utah bonds.

Bonded title, started today.

The bond issues the moment you pay — no credit review of any kind, not even a soft pull. Enter your amount and take it to the DMV.

Start application

Your premiumfrom $100

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