Utah contractor license bonds.
$500 flat.

Utah can require a $25,000 surety bond for an R100 residential and small-commercial contractor license filed with the Division of Professional Licensing. Ours is $500 flat — the price you see is the checkout price, identical for everyone. A quick soft credit check may apply; the bond is issued when you pay.

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Required for an R100 contractor license — through DOPL under Utah Code 58-55-306

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Fixed amount, fixed price — $25,000 bond, $500, no quote theater

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Soft credit check may apply — never a hard inquiry, no impact on your score

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to licensed.

Your DOPL application is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with DOPL

Pay online and receive the executed bond ready to file with your contractor license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Utah licenses construction contractors through the Division of Professional Licensing (DOPL) under the Construction Trades Licensing Act (Utah Code 58-55). DOPL can require a surety bond as part of demonstrating financial responsibility, in an amount that varies by license classification.

For the R100 residential and small-commercial classification, the bond amount is $25,000. General building (B100) and general engineering (E100) classifications carry a $50,000 bond, and most other classifications carry $15,000. The bond stands behind your compliance with the Construction Trades Licensing Act for the protection of those you do business with.

It is not insurance for you — if the surety pays a claim, you repay the surety. DOPL may waive the bond for applicants who meet its financial-responsibility standard; if you do not qualify for a waiver, the bond is how you satisfy the requirement.

Utah Code 58-55-306 (Construction Trades Licensing Act)Under Utah Code 58-55-306 and DOPL rule, a contractor license applicant who does not meet the Division's financial-responsibility standard must file a surety bond. Amounts by classification: $50,000 for B100 (general building) and E100 (general engineering); $25,000 for R100 (residential and small commercial); and $15,000 for other classifications. Confirm the amount that applies to your classification on your DOPL application.

You need this bond if you're

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Applying for an R100 license — residential and small-commercial contractor

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Renewing a contractor license and DOPL requires the bond again

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Not qualifying for a financial-responsibility waiver and satisfying the requirement with a bond

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A new contractor getting licensed in Utah for the first time

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

Do I pay the $25,000?No. You pay $500 flat — the price is set by our carrier's rate book for this bond, not a percentage of the amount. The $25,000 is the surety's maximum liability; it's not a deposit, and nobody holds your money.

Who requires this bond?The Utah Division of Professional Licensing (DOPL) can require it under the Construction Trades Licensing Act (Utah Code 58-55-306) when an applicant does not meet the Division's financial-responsibility standard. The R100 classification carries a $25,000 bond.

My classification is not R100 — can you still help?Yes. B100 and E100 carry a $50,000 bond, and most other classifications carry $15,000. Tell us your classification and we issue the right amount at the price our rate book sets for it.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, no impact on your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $500 either way: credit can affect whether we approve the bond, never what it costs.

When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for as long as DOPL requires it.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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$500 flat, short application, bond issued when you pay. Free until issued.

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