Texas staff leasing bonds.
$500 flat.

A Texas staff leasing service, now called a professional employer organization (PEO), can cover a shortfall against its $50,000 working-capital requirement with a surety bond filed with the Department of Licensing and Regulation under Labor Code Chapter 91. The bond sits alongside the audited financial statement every applicant files. Ours is $500 flat.

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Satisfies the $50,000 working-capital requirement for a PEO with fewer than 250 assigned employees

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Fixed price, fixed amount — $50,000 bond, $500, no quote process

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Multi-year terms available — set it up once, forget it for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps. One sitting.

License-style bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with TDLR

Your executed bond arrives by email, ready to file with your TDLR staff leasing / PEO license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Texas licenses staff leasing services — now called professional employer organizations (PEOs) — through the Department of Licensing and Regulation (TDLR) under Labor Code Chapter 91. A PEO co-employs workers on behalf of client businesses and must demonstrate positive working capital to be licensed.

The working-capital requirement scales with size: $50,000 for a PEO with fewer than 250 assigned employees, $75,000 for 250–750, and $100,000 for more than 750. A PEO can meet it with a guarantee, a letter of credit, or a surety bond in the required amount under Chapter 91.

The bond stands behind the PEO's payment of wages, benefits, payroll taxes, and workers' compensation premiums, and its compliance with Chapter 91. It protects the state and client businesses — if the surety pays a claim, the PEO repays the surety. This $50,000 bond covers the smallest tier; confirm your tier and required amount with TDLR.

Tex. Labor Code Chapter 91 (TDLR)Texas Labor Code Chapter 91 (Professional Employer Organizations, formerly Staff Leasing Services), administered by TDLR, requires a PEO to demonstrate positive working capital: $50,000 for fewer than 250 covered employees, $75,000 for 250–750, and $100,000 for more than 750. Under Chapter 91 the requirement may be satisfied by a guarantee, letter of credit, or surety bond in the required amount. This $50,000 bond covers the smallest tier — confirm your tier with TDLR.

You need this bond if you're

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Applying for a TX staff leasing / PEO license with fewer than 250 assigned employees

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Renewing a PEO license and meeting working capital with a bond

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A small or new PEO choosing a bond over tying up $50,000 in cash

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Replacing a letter of credit with a surety bond to satisfy the Chapter 91 working-capital requirement

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →

FAQ

Common questions.

How much is the Texas staff leasing / PEO bond?For the $50,000 tier, the premium is $500, set by our carrier's rate book for this bond. The $50,000 is the working-capital figure for a PEO with fewer than 250 assigned employees.

Do I pay the $50,000?No. You pay $500. The $50,000 is the surety's maximum liability to the state and client businesses — not a deposit, and nobody holds your money.

What if I have more than 250 employees?The working-capital requirement rises to $75,000 for 250–750 assigned employees and $100,000 for more than 750. This page covers the $50,000 tier; tell us your size and we issue the bond at the right amount, priced from our carrier's rate book.

Could I use a letter of credit instead?Yes — Labor Code Chapter 91 lets a PEO satisfy the working-capital requirement with a guarantee, a letter of credit, or a surety bond. Most use the bond because it costs a small fixed premium rather than tying up the full amount.

Is there a credit check?The application collects no credit information for this bond. Most applications approve instantly.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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Finish your TDLR PEO filing today.

$500 flat, no credit review, bond often issued in the same sitting. Free until issued.

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Your price$500

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