Texas title attorney bonds.
$100 flat.

Texas requires a $7,500 bond from an attorney acting as a title insurance or escrow agent, filed with the Texas Department of Insurance under the Title Insurance Act. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for an attorney acting as a title / escrow agent — filed with the TDI

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Fixed amount, fixed price — $7,500 bond, $100, no quote process

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Multi-year terms available — set it up once, forget it for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps. One sitting.

License-style bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Your details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Small fixed-amount bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the TDI

Your executed bond arrives by email, ready to file with the Texas Department of Insurance with your title agent application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Texas regulates title insurance through the Texas Department of Insurance (TDI) under the Title Insurance Act (Insurance Code Title 11). An attorney doesn't have to be licensed as an escrow officer to perform escrow-officer duties, but when an attorney acts as a title insurance or escrow agent, TDI conditions that role on a $7,500 surety bond.

The bond is a public-and-consumer-protection guarantee. Title and escrow work means holding other people's funds at closing — earnest money, payoffs, premiums — and the bond stands behind the honest handling of those funds and compliance with the Title Insurance Act and TDI rules.

It's a three-party arrangement: the attorney (the principal), the surety, and the State of Texas, with parties to a closing as the protected parties. If client or escrow funds are mishandled, the harmed party can recover against the bond — and if the surety pays, the attorney repays the surety. The bond is payable to the Board / Commissioner and must stay in place while the attorney holds the agent role.

Tex. Insurance Code Title 11 (Title Insurance Act)The Texas Title Insurance Act (Insurance Code Title 11; see Chapters 2651–2652 on title insurance agents and escrow officers) requires a surety bond for those performing title/escrow agent duties, administered by the Texas Department of Insurance. A $7,500 bond commonly applies to an attorney acting as a title insurance / escrow agent, payable for the protection of parties to a closing. Confirm the current amount and your filing basis with TDI.

You need this bond if you're

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An attorney acting as a title / escrow agent — handling closings and escrow funds in Texas

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Applying to TDI for the agent role that conditions on the $7,500 bond

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Renewing and your current bond is expiring or your surety non-renewed

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Adding title/escrow services to a practice that now needs the bond on file

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →

FAQ

Common questions.

How much is the Texas title attorney bond?The premium is $100, set by our carrier's rate book for this $7,500 bond — the price you see is the checkout price. Same for every title attorney.

Do I pay the $7,500?No. You pay $100. The $7,500 is the surety's maximum liability for the protection of closing parties — not a deposit, and nobody holds your money.

What does the bond protect against?The honest handling of escrow and closing funds and compliance with the Title Insurance Act and TDI rules. If funds are mishandled and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.

Is this the same as the title agent minimum capitalization bond?No — that's a different filing. The minimum capitalization bond is a variable-amount bond a title agent posts to meet Insurance Code §2651.012 capitalization. This $7,500 bond is the fixed bond tied to an attorney acting as a title/escrow agent. If you're not sure which you need, send us your TDI requirement and we'll confirm.

Is there a credit check?The application collects no credit information for this bond. Most applications approve instantly.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

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