Texas notary bonds.
$50 flat.

A Texas notary public must file a $10,000 surety bond with the Secretary of State before taking office — Government Code §406.010. This is the bond only, no E&O, at $50 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required of Texas notaries under Government Code §406.010 — new commissions and renewals

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Bond only — no E&O — the $10,000 statutory bond, not an errors & omissions policy

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Fixed price, fixed amount — $10,000 bond, $50, no quote process

A-ratedA.M. Best carriersInstantunderwriting process4-yr termset by the carrier

Trusted by industry leaders

How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Your details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Notary bonds are among the thousands of bond types that issue right after purchase.

SAME DAY

File with your notary application

Your executed bond arrives by email, ready to submit with your Texas notary commission application or renewal to the Secretary of State. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees — and what it does not

A Texas notary bond is a public-protection guarantee. As a notary you verify identities and administer oaths on documents people rely on. The bond, payable to the governor, stands behind your faithful performance of the duties of office — if a notary error or misconduct harms a member of the public, that person can recover against the bond.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Texas through the Secretary of State (the obligee). The bond protects the public, not you — if the surety pays a claim, you repay the surety. That is the key difference from errors & omissions (E&O) coverage.

This page is the bond only — no E&O. E&O is optional insurance that protects you from out-of-pocket loss on an honest mistake; it is not required by Texas. Many notaries add it separately, but the $10,000 bond is the part the Secretary of State requires, and that is what we issue here.

Tex. Gov’t Code §406.010Texas Government Code §406.010 requires each person appointed a notary public to execute a $10,000 bond with a solvent surety company authorized to do business in Texas, payable to the governor, approved by and deposited with the Secretary of State, and conditioned on the faithful performance of the duties of office. Subsections (a) and (b) do not apply to a person whose notary services are performed primarily as a state officer or employee. The bond is not E&O coverage; the Secretary of State may accept electronic filing of the bond.

You need this bond if you're

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Applying for a Texas notary commission — the $10,000 bond is filed with your application

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Renewing your notary commission as the term (typically four years) comes up

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A new notary who wants the bond only without bundling errors & omissions coverage

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Replacing a lapsed or cancelled bond to keep your commission in good standing

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond's application doesn't collect credit information.

Start the application →

FAQ

Common questions.

How much is the Texas notary bond?The premium is $50, set by our carrier's rate book for this fixed $10,000 bond. The $10,000 amount is set by Government Code §406.010, so there is no quote process.

Is this the same as E&O insurance?No. This is the $10,000 surety bond the state requires — it protects the public, and if the surety pays a claim, you repay it. Errors & omissions (E&O) is optional insurance that protects you from out-of-pocket loss on an honest mistake. This page is the bond only.

Do I pay the $10,000?No. You pay $50. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Is there a credit check?The application collects no credit information, so most applications approve instantly.

How long does the notary commission last?A Texas notary commission typically runs four years, and your bond must cover the commission term. We can issue a matching term and send renewal notices 60 and 30 days out so your commission never lapses over a missed email.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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Finish your notary application today.

$50 flat, bond only, no credit review, often issued in the same sitting. Free until issued.

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Your price$50

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