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Texas manufactured housing bonds.
$500 flat.

A Texas manufactured-housing license that covers both retailing and installing carries a combined $50,000 bond filed with the Department of Housing and Community Affairs (TDHCA). Ours is $500 flat, identical for every licensee. An installer-only license posts $25,000, not $50,000; see the installer bond.

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Required for your combined TDHCA retailer-installer license under Occupations Code Chapter 1201 — an installer-only license posts $25,000
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Fixed amount, fixed price — $50,000 bond, $500, no quote theater
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Soft credit pull only — never affects your score, and the price stays $500 either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your TDHCA license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, your license number, and effective date. The only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with TDHCA

Pay online and receive the executed bond, ready to file with your manufactured-housing license application or renewal. Wet-ink originals mailed whenever TDHCA insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Texas licenses the manufactured-housing industry through the Department of Housing and Community Affairs (TDHCA) under Occupations Code Chapter 1201. Retailers post a $50,000 bond and installers $25,000 — and one combined $50,000 Retailer/Installer bond can cover both roles for a licensee who sells and installs.

It's a three-party arrangement: you (the principal), the surety carrier, and TDHCA together with harmed consumers (the protected parties). The bond stands behind your compliance with the chapter and the manufactured-housing standards — if a retailer or installer harms a consumer through fraud, negligence, or failure to perform, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Other Chapter 1201 roles carry different amounts ($100,000 for a manufacturer, $25,000 for an installer alone) — this page is the $50,000 retailer/installer bond. Send us your license type if you are unsure.

Tex. Occ. Code ch. 1201 (Manufactured Housing)Texas Occupations Code Chapter 1201, administered by the Department of Housing and Community Affairs, conditions a manufactured-housing license on a surety bond: $100,000 for a manufacturer, $50,000 for a retailer or broker, and $25,000 for an installer. A combined $50,000 Retailer/Installer bond covers a licensee acting in both roles. Confirm the amount that matches your license type on your TDHCA application.

You need this bond if you're

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Applying for a TDHCA retailer license to sell manufactured homes in Texas
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Applying for an installer license or a combined retailer/installer license
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Renewing your manufactured-housing license and your current bond is expiring or non-renewing
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Adding a role — moving from installer-only to retailer/installer

One application, issued instantly.

These are the actual underwriting fields, including a few commercial questions and a one-time soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

Do I pay the $50,000?No. You pay $500 flat. The $50,000 is the surety's maximum liability to TDHCA and harmed consumers; it's not a deposit, and nobody holds your money.
Who requires this bond?The Texas Department of Housing and Community Affairs (TDHCA), under Occupations Code Chapter 1201, requires it as a condition of a manufactured-housing retailer or installer license.
Does one bond cover both retailer and installer?Yes — a single $50,000 Retailer/Installer bond can cover a licensee who both sells and installs manufactured homes. An installer-only license carries a lower $25,000 bond; a manufacturer carries $100,000. Tell us your license type and we will issue the right one.
Is there a credit check?Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $500 flat either way: credit can affect whether we approve the bond, never what it costs.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your TDHCA license to stay valid.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Texas bonds.

TDHCA is waiting on one document.

$500 flat, short application, bond issued when you pay. Free until issued.

Your price$500
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