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Tennessee retail liquor license bonds.
$100 flat.

Tennessee conditions a retail package store (retail liquor) license on a $1,000 bond filed with the Alcoholic Beverage Commission under Title 57, Chapter 3. Our premium is $100, issued instantly — set by our carrier's rate book for this bond, not a percentage of the $1,000 figure.

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Filed with the Tennessee Alcoholic Beverage Commission to activate a retail package store license
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$1,000 fixed amount — the retail liquor license bond figure
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No credit fields, multi-year terms — set it once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here is the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. No financials, no credit section on a bond this size.

MINUTES, USUALLY

Pay & e-sign

Small fixed-amount license bonds issue right after purchase in most cases.

SAME DAY

File with the ABC

Your executed bond arrives by email, ready to file with your Alcoholic Beverage Commission license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Tennessee licenses retail liquor stores — retail package stores — through the Alcoholic Beverage Commission (ABC) under Title 57, Chapter 3. The license is conditioned on a $1,000 surety bond, which is a compliance guarantee backing your obligation to operate within Tennessee's alcoholic beverage laws and to pay amounts owed to the state.

It is a three-party arrangement: you (the principal), the surety carrier, and the State of Tennessee (the obligee). If a licensee violates the liquor law in a way that causes loss the bond covers, the state can recover against it — and if the surety pays, you repay the surety.

Don't confuse this with the liquor-by-the-drink tax bond. That separate Department of Revenue bond was changed in 2024 to a $10,000 minimum. This $1,000 bond is the ABC retail package store license bond — a different filing for a different purpose. If you sell by the drink as well, you may need both.

Tenn. Code Ann. Title 57, Chapter 3 (ABC)Tennessee retail package (liquor) stores are licensed by the Alcoholic Beverage Commission under Title 57, Chapter 3, with a surety bond filed to activate the license. The $1,000 amount shown is the retail liquor license bond. The separate liquor-by-the-drink tax bond, administered by the Department of Revenue, was changed effective July 1, 2024 to a $10,000 minimum — confirm which filing your situation requires.

You need this bond if you're

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Opening a retail package store — applying for a TN retail liquor license through the ABC
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Renewing a package store license and your current bond is expiring or non-renewing
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Buying an existing store and putting the license in your name
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Adding a location the ABC ties to a separate bond filing

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond's application doesn't collect one.

Start the application →
FAQ

Common questions.

How much is the Tennessee retail liquor license bond?The premium is $100 flat. The bond amount is fixed at $1,000, but the price isn't a percentage of that figure — it's set by our carrier's rate book, and $100 is the price you see at checkout.
Is this the same as the liquor-by-the-drink tax bond?No. This $1,000 bond is the ABC retail package store license bond. The liquor-by-the-drink tax bond is a separate Department of Revenue filing that moved to a $10,000 minimum in 2024. If you sell both packaged and by the drink, you may need both bonds.
Do I pay the $1,000?No. You pay $100. The $1,000 is the surety's maximum liability to the state if a valid claim is made — not a deposit, and nobody holds your money.
Is there a credit check?The application doesn't collect SSN or credit information. Most applications on a bond this size approve instantly.
When does it renew?You can buy a 1, 2, or 3-year term. We send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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TN Feed / Grain Dealer ($1,000)
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TN Pest Control Charter ($10,000)
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TN Home Improvement Contractor ($10,000)
The $10,000 home improvement contractor bond filed with the Board for Licensing Contractors. $100 flat.
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Finish your ABC license checklist today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application
Your price$100
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