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Tennessee home improvement contractor bonds.
$100 flat.
Tennessee's home improvement contractor license is conditioned on a $10,000 bond filed with the Board for Licensing Contractors (within the Department of Commerce and Insurance) under Tenn. Code Ann. § 62-6-506. Our premium is $100 — the price you see is the checkout price, the same for every contractor.
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Three steps. One sitting.
License bonds are the simplest thing in surety. Here is the entire process:
Apply online
Business details, your mailing and physical address (these appear on the bond), and an effective date. No financials and no credit section.
Pay & e-sign
Fixed-amount license bonds like this issue right after purchase in most cases.
File with the Board
Your executed bond arrives by email, ready to file with your home improvement license application. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Tennessee's home improvement license covers residential remodeling between $3,000 and $24,999 in combined labor and materials. It is issued by the Board for Licensing Contractors within the Department of Commerce and Insurance, and conditioned on a $10,000 surety bond under Tenn. Code Ann. § 62-6-506. Projects of $25,000 or more require a full contractor license instead.
The bond is a consumer-protection guarantee backing your honest performance of home improvement work and your compliance with the home improvement law. If a contractor's wrongful act harms a homeowner, the homeowner can recover against the bond — and if the surety pays, you repay the surety. In lieu of the surety bond, the statute allows a letter of credit or a cash/property bond.
One thing to know about scope. The home improvement license is mandatory only in nine named counties — Bradley, Davidson, Hamilton, Haywood, Knox, Marion, Robertson, Rutherford, and Shelby. Contractors elsewhere in Tennessee may carry it voluntarily, but it is not required outside those counties. Check whether your county is on the list before you apply.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — including the mailing and physical addresses that appear on the bond. No credit section, because this bond's application doesn't collect one.
Start the application →Common questions.
Other Tennessee bonds.
Your home improvement license is waiting on one document.
$100 flat, no credit review, bond often issued in the same sitting. Free until issued.