TN notary bonds.
$50 flat.

Tennessee requires every notary public to file a $10,000 surety bond with the county clerk under Tenn. Code Ann. § 8-16-104. Ours is $50 flat — the price you see is the checkout price, and it covers the whole term. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for your TN notary commission — filed with the county clerk before you are commissioned

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Fixed price, fixed amount — $10,000 bond, $50, no quote process

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Multi-year terms available — your notary term runs four years; cover it once

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How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Your name, the county where you reside, the county where you are seeking appointment, and an effective date that matches your notary term. That's the application — no credit section on this form.

MINUTES, USUALLY

Pay & e-sign

Notary bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your county clerk

Your executed bond arrives by email, ready to present to the county clerk where you were elected. The clerk reviews and files it before you receive your commission. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A Tennessee notary bond is a public-protection guarantee conditioned on the faithful discharge of your notary duties. The state wants a financial backstop so the public can recover if a notary's mistake or misconduct causes someone a financial loss.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Tennessee (the obligee), payable to the state for the benefit of anyone harmed. If a notary notarizes a signature they didn't witness, or otherwise fails their duties and someone is harmed, the harmed party can recover against the bond — up to $10,000.

This is not errors-and-omissions coverage for you. If the surety pays a claim, you repay the surety. You present the executed bond to the county clerk where you were elected; the clerk reviews it for compliance and files it before issuing your commission.

Tenn. Code Ann. § 8-16-104Tenn. Code Ann. § 8-16-104 requires a notary public to file a $10,000 surety bond, payable to the State of Tennessee and conditioned on the faithful discharge of the notary's duties, with the county clerk in the county where elected. The clerk reviews the bond for compliance and files it. A Tennessee notary commission runs four years.

You need this bond if you're

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Becoming a notary public in Tennessee — the bond is filed before you are commissioned

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Renewing your notary commission for another four-year term

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Re-applying after a lapse and need a fresh bond on file with the county clerk

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An online notary who still needs the underlying $10,000 county-clerk bond

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information.

Start the application →

FAQ

Common questions.

How much is the Tennessee notary bond?The premium is $50 flat, priced by our carrier — the same for every notary, and it covers the full term.

Do I pay the $10,000?No. You pay $50. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Where do I file the bond?With the county clerk in the county where you were elected. The clerk reviews the bond for compliance under Tenn. Code Ann. § 8-16-104 and files it before issuing your commission.

Is there a credit check?The application collects no credit information at all — small fixed-amount notary bonds like this one don't need it. Most applications approve instantly.

Does the bond cover my mistakes?Not for you — the bond protects the public, not you. If a claim is paid, you repay the surety. If you want coverage for your own honest errors, that's a separate errors-and-omissions policy, which many notaries add alongside the bond.

Related bonds

Other Tennessee bonds.

Finish your notary checklist today.

$50 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$50

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