TN contractor license bonds.
$5,000 flat.
Tennessee does not require every contractor to carry a bond — the Board for Licensing Contractors requires one when your financial statement falls short of the net-worth needed for your monetary limit. The Board sets the bond amount; we issue it at $5,000 flat, regardless of that amount, with a quick soft credit check that never affects your score.
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Three steps to licensed.
Your contractor license is waiting on this bond. Here is the whole process — no broker phone tag:
Apply once, online
Business details, owner information, the bond amount the Board set, and an effective date. The only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Larger contractor bonds get a quick underwriting review; you hear from an underwriter within 48 hours if anything is needed. The credit check is a soft pull that never affects your score.
E-sign & file with the Board
Pay online and receive the executed bond ready to file with your contractor license application. Wet-ink originals mailed whenever the Board insists.
What it is and who needs it.
What the contractor bond actually covers
Tennessee licenses contractors through the Board for Licensing Contractors, which sets each contractor's monetary limit — the largest project you can bid — based on the net worth shown on your reviewed financial statement. Most contractors qualify on their financials alone and never post a bond.
When your financial statement falls short of the net worth needed for the limit you want, the Board lets you make up the gap with a surety bond in lieu of net worth. The bond amount is set by the Board based on your monetary limit and the size of the deficiency — commonly $500,000 when your limit is $1.5 million or less, and $1,000,000 when it is more.
Unlike a typical license bond, this one backs your financial responsibility to the Board rather than a specific project. Enter the amount the Board set, and we issue the bond at $5,000 flat regardless of that amount — a quick soft credit check informs approval, never the price.
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other Tennessee bonds.
The Board is waiting on one document.
$5,000 flat, soft pull only. Enter the amount the Board set and file the same week.