TN modular manufacturer bonds.
$1,000 flat. Instant issuance.
Tennessee requires every licensed manufacturer of modular building units to file a $100,000 surety bond with the Department of Commerce & Insurance. Ours is $1,000 flat — set by our carrier's rate book for this bond, the same for every manufacturer. A quick soft credit check may apply, e-signed in 1–2 business days.
Trusted by industry leaders
Three steps to licensed.
Your modular manufacturer license is waiting on this bond. Here's the whole process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. Any credit check that runs is a soft pull that never affects your score.
E-sign & file with Commerce & Insurance
Pay online and receive the executed bond on the state form, ready to file with your modular manufacturer license application or renewal. Wet-ink originals mailed on request.
What it is and who needs it.
What the bond actually guarantees
Tennessee regulates factory-built modular construction under the Modular Building Act, administered by the Department of Commerce & Insurance. A modular manufacturer license is conditioned on a $100,000 surety bond for the benefit of anyone who suffers loss from code-related non-compliance with the Act or its rules.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Tennessee together with anyone harmed by a non-compliant unit (the protected parties). If a manufacturer ships units that violate the code provisions of the Act, a harmed party can recover against the bond.
A separate bond is required for each place of business you operate. The bond is not insurance for you — if the surety pays a claim, you repay the surety. We track the filing and notify you 60 and 30 days out so the license never lapses over a missed renewal.
You need this bond if you're
One application, issued instantly.
These are the actual underwriting fields; a soft credit check may run as part of review. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other Tennessee bonds.
Commerce & Insurance is waiting on one document.
$1,000 flat, short application, e-signed bond in 1–2 business days. Free until issued.