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New Jersey private investigator bonds.
$100 flat.

New Jersey requires a licensed private detective to file a $3,000 bond with the State Police Private Detective Unit under the Private Detective Act of 1939. Ours is set by our carrier's rate book at $100 flat — and license bonds like this issue instantly.

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Required for an individual NJ private detective license under N.J.S.A. 45:19-12
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Fixed amount, fixed price — $3,000 bond, $100, no quote process
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Agency license requires a larger bond — send us your notice and we’ll quote it
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the State Police

Your executed bond and power of attorney arrive by email, ready to file with the New Jersey State Police Private Detective Unit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

New Jersey licenses private detectives under the Private Detective Act of 1939 (N.J.S.A. 45:19-8 to 45:19-27), administered by the State Police Private Detective Unit. The license is conditioned on a surety bond — a public-protection guarantee standing behind your compliance with the Act.

For an individual license the bond is $3,000; a detective agency license carries a larger bond (commonly $5,000). It's a three-party arrangement: you (the principal), the surety carrier, and the State of New Jersey (the obligee), with the public as the protected parties.

If an investigator violates the Act and causes a loss, the harmed party can recover against the bond — and if the surety pays, you repay the surety. The bond must stay active for the life of your license, so we track it and notify you 60 and 30 days out.

N.J.S.A. 45:19-12 (Private Detective Act of 1939)New Jersey private detectives are licensed by the State Police under the Private Detective Act of 1939 (N.J.S.A. 45:19-8 to 45:19-27). N.J.S.A. 45:19-12 conditions the license on a surety bond — $3,000 for an individual license and a larger amount (commonly $5,000) for a detective agency. Confirm which applies on your State Police application.

You need this bond if you're

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Applying for an individual NJ private detective license — the $3,000 bond is filed with your application
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Forming a detective agency that the State Police ties to a larger agency bond
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Renewing your license and your bond is expiring or your surety non-renewed
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An out-of-state investigator getting licensed to work in New Jersey

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information for this bond.

Start the application →
FAQ

Common questions.

How much is the New Jersey private detective bond?For the $3,000 individual bond, the premium is $100 flat, set by our carrier's rate book. A detective agency license carries a larger bond, which we quote separately. Send us your State Police notice and we’ll confirm.
Do I pay the $3,000?No. You pay $100. The $3,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Individual or agency — which bond do I need?An individual private detective license requires a $3,000 bond; a detective agency license requires a larger bond (commonly $5,000). The State Police application tells you which. Send it to us and we’ll size and quote it.
Is there a credit check?The application collects no credit information for this bond — there's no credit section to fill out. Most applications approve instantly; small fixed-amount license bonds like this one rarely need anything beyond the application itself.
When does it renew?The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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NJ Motor Vehicle Dealer ($10,000)
The $10,000 bond every NJ dealer files with the MVC. $100 flat, soft pull only.
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NJ Electrical Contractor ($1,000)
The $1,000 Board of Examiners license bond. $50 flat, application collects no credit information.
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Finish your license checklist today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

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Your price$100
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