New Jersey requires every licensed locksmith to file a fixed $10,000 bond under the Fire Alarm, Burglar Alarm and Locksmith Act — ours is $100 flat, set by our carrier's rate book. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















License bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with the Board of Examiners through the Division of Consumer Affairs. Wet-ink original mailed on request.
New Jersey licenses locksmiths under the Fire Alarm, Burglar Alarm and Locksmith Act of 1997 (N.J.S.A. 45:5A-23 et seq.), administered by the Board of Examiners through the Division of Consumer Affairs. The license is conditioned on a $10,000 surety bond — a consumer-protection guarantee standing behind your honest, competent work.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of New Jersey (the obligee), with your customers as the protected parties. If a locksmith’s fraud, misrepresentation, or failure to perform causes a loss, the harmed customer can recover against the bond up to $10,000.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for the life of your license, so we track it and notify you 60 and 30 days out, keeping your $10,000 filing continuous.
These are the actual issuing fields — the application collects no credit information for this bond.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.