MO payment of contributions bonds.
From $100.

The bond the Missouri Division of Employment Security can require to guarantee an employer’s unemployment contributions or payments in lieu of contributions under RSMo Chapter 288. The division sets the amount; pricing is 2% of the bond amount, $100 minimum, with your exact price shown in the on-page calculator, via a quick soft credit check that never affects your score.

Filed with the Division of Employment Security under Missouri’s Employment Security Law, RSMo Chapter 288
Guarantees contributions or payments in lieu of contributions — used by reimbursable and leasing employers
Priced at 2% of the bond amount, $100 minimum — a quick soft credit check may apply, never a hard inquiry, no impact on your score
2% of amount$100 minimumSoft pullnever a hard inquiryFastinstant underwriting
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Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to filed.

Apply once, run one soft credit pull, and file with the division. Here is the whole thing — no broker phone tag:

TODAY · ONLINE

Apply online

Your business details, the bond amount the division required, and the effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

File with the division

Pay online and receive the executed bond, ready to file with the Division of Employment Security. Wet-ink originals mailed whenever the division insists.

About this bond

What it is and who needs it.

What this bond actually guarantees

Missouri administers unemployment insurance through the Division of Employment Security under the Employment Security Law, RSMo Chapter 288. Most employers simply pay quarterly contributions, but some — nonprofit and governmental employers electing reimbursement, and employee-leasing companies — can be required to post security so the trust fund is protected.

For a leasing employer, the statute allows a surety bond in an amount equal to the contributions or payments in lieu of contributions for which the unit was liable in the last calendar year, or $100,000, whichever is greater, to ensure prompt payment of contributions, interest, penalties and surcharges. The exact figure comes from the division.

The bond runs to the State of Missouri for the benefit of the unemployment compensation fund — if you fail to remit what you owe, the division can recover against it, and if the surety pays, you repay the surety. We issue the amount the division set, priced at 2% of the bond amount, $100 minimum, with one quick soft credit check.

RSMo Chapter 288 (Employment Security Law)Missouri’s Employment Security Law, RSMo Chapter 288, lets the Division of Employment Security require security for unemployment contributions or payments in lieu of contributions. For a lessor (leasing) employing unit, the bond is set at the contributions for which the unit was liable in the last calendar year, or $100,000, whichever is greater. The exact amount and form come from the division — send us your notice and we’ll confirm.

You need this bond if you are

An employee-leasing company the division requires to post security for client-employer wages
A reimbursable employer — a nonprofit or governmental entity electing payments in lieu of contributions
Re-establishing an account the division flagged after a late or unremitted contribution
A new employer the division wants bonded before approving your election

One application, one soft pull.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQ

Common questions.

How much is the Missouri payment of contributions bond?Pricing is 2% of the bond amount, with a $100 minimum, and your exact price appears at the application. The bond amount itself is set by the Division of Employment Security — for a leasing employer it is generally your prior-year liability or $100,000, whichever is greater.
Who requires this bond?The Missouri Division of Employment Security, under RSMo Chapter 288. It typically applies to employee-leasing companies and to nonprofit or governmental employers electing to reimburse the fund instead of paying contributions.
Is there a credit check?A quick soft credit check may apply — never a hard inquiry, with no impact on your score. It informs approval, not price: your price is 2% of the bond amount, $100 minimum, either way.
What does the bond protect?The Missouri unemployment compensation fund. If you fail to remit the contributions or payments in lieu of contributions you owe, the state can recover against the bond — and if the surety pays, you repay the surety.
What amount should I enter?Use the figure on your Division of Employment Security notice. If you have not received one yet, the leasing-employer floor is $100,000 (or your last-year liability if greater). Send us the notice and we’ll confirm before issuing.
Related bonds

Other Missouri bonds.

Contributions bond, filed this week.

Pricing from $100, soft pull only. Enter the amount the division set and see your price in 1–2 business days.

Your premiumfrom $100
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