Missouri grain warehouseman bonds.
From $100.

Before Missouri licenses a public grain warehouse, the Department of Agriculture requires a bond under RSMo Chapter 411, the Missouri Grain Warehouse Law, for the benefit of everyone storing grain with you. The amount is based on your licensed capacity, and pricing starts from $100.

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Required to license a public grain warehouse under RSMo Chapter 411 (Missouri Grain Warehouse Law)

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Amount is based on your licensed storage capacity — a $20,000 statutory minimum, up to a $1 million cap

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Priced from $100 — a quick soft credit check may apply, never a hard inquiry, no impact on your score

From $1001% of the bond amount, $100 minimumSoft pullnever a hard inquiryFastinstant underwriting

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How it works

Three steps to filed.

Apply once, run one soft credit pull, and file with the director. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your capacity requires, and the effective date — plus a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The soft pull never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

File with the Department of Agriculture

Pay online and receive the executed bond, ready to file with the director as part of your warehouse license. Wet-ink originals mailed whenever the department insists.

About this bond

What it is and who needs it.

What the grain warehouse bond covers

Missouri regulates public grain warehouses under RSMo Chapter 411, the Missouri Grain Warehouse Law, administered by the Department of Agriculture. Before a license issues, the warehouseman must file a bond running in favor of the State of Missouri for the benefit of all persons storing grain, conditioned on the faithful performance of the warehouseman’s duties.

The bond amount is based on the licensed storage capacity of the warehouse, with a $20,000 statutory minimum and a cap that generally does not exceed $1 million (subject to net-worth deficiency rules). The required figure comes from the department — enter that amount and we’ll issue it.

The bond must be kept in force at all times while you operate; letting it lapse is cause for license revocation. It protects depositors and receipt holders — if you fail to deliver stored grain, they can recover against the bond, and if the surety pays, you repay the surety. We track it and notify you 60 and 30 days before expiration.

RSMo Chapter 411 / § 411.275 (Missouri Grain Warehouse Law)Under RSMo Chapter 411 and § 411.275, a public grain warehouseman must file a corporate surety bond in favor of the State of Missouri for the benefit of persons storing grain, conditioned on faithful performance of warehouse duties. The amount is based on licensed storage capacity, with a $20,000 minimum and a cap generally not exceeding $1 million. The director sets the exact figure — confirm it on your license application.

You need this bond if you are

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Applying for a MO public grain warehouse license with the Department of Agriculture

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Renewing a warehouse license whose bond is expiring or was cancelled

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Expanding storage capacity that raises your required bond amount

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Re-licensing after a lapse that requires a new bond on file

One application, one soft pull.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

How much is the Missouri grain warehouseman bond?Pricing is 1% of the bond amount, with a $100 minimum, appearing at the application. The bond amount itself is based on your warehouse’s licensed storage capacity — a $20,000 statutory minimum up to a cap that generally does not exceed $1 million.

How is the bond amount determined?By your licensed storage capacity, as set by the Department of Agriculture under RSMo Chapter 411. The minimum is $20,000. Send us your license application and we’ll confirm the figure before issuing.

Who does the bond protect?The people who store grain with you — depositors and warehouse-receipt holders. If you fail to perform your warehouse duties, they can recover against the bond, and if the surety pays, you repay the surety.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, with no impact on your score. Your price is 1% of the bond amount, with a $100 minimum.

Does the bond have to stay in force?Yes. RSMo Chapter 411 requires the bond to be kept in force the whole time you operate a public grain warehouse — a lapse is cause for license revocation. We send renewal notices 60 and 30 days out, with autopay available.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Missouri bonds.

Grain warehouse bond, filed this week.

Pricing from $100, soft pull only. Enter the amount your capacity requires and file with the department.

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