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Mississippi notary bonds.
$50 flat.

Every Mississippi notary public must file a $5,000 surety bond with the Secretary of State to be commissioned. The price is a flat $50 — and this is the bond only, with no errors-and-omissions coverage bundled in.

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Required for your MS notary public commission under Miss. Code § 25-33-1

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Bond only — no E&O coverage bundled in (you can add your own E&O separately)

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The application collects no credit information — most applications approve instantly.

A-ratedA.M. Best carriersInstantunderwriting process4-yearcommission term

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How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Your details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Notary bonds are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Secretary of State

Your executed bond arrives by email, ready to file with your oath and notary application at the Secretary of State. File within 60 days of your application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Mississippi commissions notaries public through the Secretary of State, and conditions the commission on a $5,000 surety bond. The bond is a public-protection guarantee: it stands behind the faithful, lawful performance of your notarial acts during your commission.

It's a three-party arrangement: you (the principal), the surety carrier, and the public as the protected parties. If a notary's improper act causes someone a financial loss, the harmed person can recover against the bond — and if the surety pays, you repay the surety. The bond protects the public, not the notary; many notaries add their own E&O policy for personal protection.

A Mississippi notary commission runs four years, and the bond must be filed in the Secretary of State's office with your oath — within 60 days of your application or you restart the process. This page is the bond without E&O; if you want E&O added, just ask.

Miss. Code § 25-33-1Mississippi Code § 25-33-1 requires a notary public to give bond with sufficient sureties (licensed by the Department of Insurance) in the penalty sum of $5,000, conditioned and approved by the Secretary of State, and to file the oath and bond in the Secretary of State’s office. A notary commission runs four years; the bond must be filed within 60 days of the application.

You need this bond if you're

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Applying to become a MS notary public for the first time

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Renewing your notary commission at the end of your four-year term

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A professional who notarizes — title, banking, legal, real estate — needing the state bond

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Wanting the bond only and planning to carry E&O separately, or none at all

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →

FAQ

Common questions.

How much is the Mississippi notary bond?The premium is $50 — set by our carrier’s rate book for this specific $5,000 bond, the same for every notary, for the four-year commission.

Does this include E&O coverage?No — this is the bond only, with no errors-and-omissions coverage bundled in. The bond protects the public; E&O protects you. You can carry an E&O policy separately if you want personal protection.

Do I pay the $5,000?No. You pay $50. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Is there a credit check?The application collects no credit information — there's no credit section to fill out. Most applications like this approve instantly.

How long does the commission last?A Mississippi notary commission runs four years. File your bond and oath with the Secretary of State within 60 days of your application, or you have to restart the process.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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Finish your notary application today.

$50 flat, no credit review, bond often issued in the same sitting. Free until issued.

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