Minnesota requires a licensed residential roofer to file a $15,000 bond with the Department of Labor and Industry under Minn. Stat. 326B.802 / 326B.0892. Ours is $150 flat, one-time, identical for every roofer. A quick soft credit check may apply — never a hard inquiry, e-signed in 1–2 business days.
















Your roofer license is waiting on this bond. Here is the entire process — no broker phone tag:
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. Any credit check that runs is a soft pull — never a hard inquiry, no impact on your score.
Pay online and receive the executed bond and power of attorney, ready to file with your residential roofer license application. Wet-ink originals mailed whenever the state insists.
Minnesota licenses residential roofers through the Department of Labor and Industry. A residential roofer is a person who, as an independent business, contracts to repair, alter, or perform residential roofing work but is not a licensed residential building contractor — and the license is conditioned on a $15,000 surety bond under Minn. Stat. 326B.802.
The bond is a consumer-protection guarantee. Under Minn. Stat. 326B.0892, it runs to the state for the benefit of any person who suffers a loss because the roofer fails to comply with the licensing law — so a homeowner harmed by an unlicensed-style failure or law violation can recover against it.
It is not insurance for you: if the surety pays a claim, you repay the surety. Roofers who pull permits, do good work, and follow the licensing law treat the bond as a license formality, not a risk. A quick soft credit check may run — never a hard inquiry, no impact on your score — and the price stays $150 regardless.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →$150 flat, short application, e-signed bond in 1–2 business days. Free until issued.