Minnesota private detective bonds.
$100 flat.

Minnesota requires every private detective and protective agent to file a fixed $10,000 bond with the licensing Board — ours is $100 flat, set by our carrier's rate book for this bond. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for your MN private detective or protective agent license — new applicants and renewals

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Clear pricing, instant issuance — $10,000 bond, $100, no quote process

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Multi-year terms available — set it up once, forget it for up to 3 years

A-ratedA.M. Best carriersFastinstant underwriting1–3 yrterms available

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How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details, your county, and an effective date. That's the application — no financials, no credit information collected, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with your license

Your executed bond and power of attorney arrive by email, ready to file with the Board of Private Detective and Protective Agent Services. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota licenses private detectives and protective agents through the Board of Private Detective and Protective Agent Services, and conditions the license on a $10,000 surety bond. The bond is a conduct guarantee: it financially backs your honest, lawful performance of detective or protective-agent duties.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Minnesota (the obligee), with the public as the protected parties. If a licensee commits misconduct in the course of the work, a harmed party can recover against the bond.

The bond must stay active for the life of your license. Let it lapse and your license is at risk — so we track it and notify you 60 and 30 days out, keeping your $10,000 filing continuous.

Minn. Stat. 326.3382Minnesota Statutes 326.3382 requires an applicant for a private detective or protective agent license to file a $10,000 corporate surety bond, payable to the State of Minnesota, with the Board of Private Detective and Protective Agent Services. The bond financially covers misconduct committed in the course of the licensee's duties and must be issued by a surety authorized to do business in Minnesota.

You need this bond if you're

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Applying for a MN private detective license — the bond is filed with your application

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Applying for a protective agent license under the same Board

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Renewing your license and your bond is expiring or your surety non-renewed

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Forming a detective or protective-agent agency that the Board ties to a bond filing

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information.

Start the application →

FAQ

Common questions.

How much is the Minnesota private detective bond?The premium is $100, set by our carrier's rate book for this fixed $10,000 bond, the same for every licensee. The $10,000 is set by statute; the price you see is the checkout price.

Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many licensees finish the application and have the bond in the same sitting.

Is there a credit check?The application collects no credit information for this bond, and most applications approve instantly.

Does this cover both detectives and protective agents?Yes. The same $10,000 bond requirement under Minn. Stat. 326.3382 applies to private detective and protective agent licenses issued by the Board. Confirm your license class on your application.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

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Finish your license checklist today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

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Your price$100

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Minnesota private detective bonds.$100 flat.