MN water well contractor bonds.
$125 flat.

Minnesota requires every well contractor to file a fixed $25,000 bond with the Department of Health before a license issues — ours is $125 flat, set by our carrier's rate book for this bond. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

Required for your MN well contractor license — new applicants and renewals through the Department of Health
Clear pricing, instant issuance — $25,000 bond, $125, no quote process
Stands in for local bonds — the state bond is in lieu of well bonds a city or county would otherwise require
A-ratedA.M. Best carriersFastinstant underwriting1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit information collected, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your license

Your executed bond and power of attorney arrive by email, ready to file with your Department of Health well contractor license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota licenses well and boring contractors through the Department of Health, and conditions the license on a $25,000 surety bond. The bond is a performance-and-compliance guarantee: it stands behind your work being done in compliance with Minnesota's well code under Chapter 103I and the rules adopted under it.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Minnesota (the obligee), with the public as the protected parties. If a contractor performs work that doesn't comply with the well code, the commissioner can compensate people injured or suffering financial loss from the bond proceeds.

The bond is in lieu of local well bonds — the statute makes the state bond stand in for any well bond a political subdivision would otherwise require. Let it lapse and your license is at risk, so we track it and notify you 60 and 30 days out, keeping your $25,000 filing continuous.

Minn. Stat. 103I.525Minnesota Statutes 103I.525 conditions a well contractor's license on a $25,000 corporate surety bond approved by the commissioner of health, conditioned to pay the state on performance of work that is not in compliance with chapter 103I or its rules; the bond is in lieu of license bonds a political subdivision would require, and the commissioner may compensate persons injured or suffering financial loss from the proceeds. Limited well/boring contractor licenses under 103I.531 carry smaller bonds ($10,000 or $2,000) — verify which license you hold.

You need this bond if you're

Applying for a MN well contractor license — the bond is filed with your application
Renewing your license and your bond is expiring or your surety non-renewed
Drilling, repairing, or sealing wells that require the full well contractor license
Replacing a local well bond a city or county had been requiring before you held the state bond

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information.

Start the application →
FAQ

Common questions.

How much is the Minnesota water well contractor bond?The premium is $125, set by our carrier's rate book for this specific bond, the same for every contractor. The $25,000 bond amount is set by statute; the price you see is the checkout price.
Do I pay the $25,000?No. You pay $125. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?The application collects no credit information for this bond, and most applications approve instantly. If a check ever runs, it's a soft pull that won't affect your credit score.
Do I still need a separate city or county well bond?No. Minn. Stat. 103I.525 makes the $25,000 state bond stand in lieu of well bonds a political subdivision would otherwise require, so the one state filing covers it.
Related bonds

Other Minnesota bonds.

Finish your license checklist today.

$125 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$125
Apply now →