Minnesota Medicaid DMEPOS bonds.
$1,000 flat.

Minnesota requires durable medical equipment suppliers to file a $50,000 surety bond with the Department of Human Services to enroll in Minnesota Health Care Programs. Ours is $1,000 flat, set by our carrier for this bond, identical for every supplier. A quick soft credit check may apply — never a hard inquiry; the bond is issued when you pay.

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Required to enroll as a DMEPOS supplier in Minnesota Health Care Programs (MHCP)

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Fixed amount, fixed price — $50,000 bond, $1,000, no quote theater

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Soft pull for approval only — never a hard inquiry, never affects your score

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to enrolled.

Your MHCP DMEPOS enrollment is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with DHS

Pay online and receive the executed bond ready to file on the DHS surety bond form with your MHCP DMEPOS enrollment. Wet-ink originals mailed whenever DHS insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota's Department of Human Services conditions DMEPOS supplier enrollment in Minnesota Health Care Programs (MHCP) on a $50,000 surety bond. DMEPOS stands for durable medical equipment, prosthetics, orthotics, and supplies — the bond is a program-integrity guarantee that you bill MHCP honestly and follow the program rules.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Minnesota (the obligee). If a supplier submits improper claims, fails to repay an overpayment, or otherwise violates the program rules, the state can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The $50,000 amount applies to suppliers enrolling new or with MHCP revenue up to and including $300,000; higher-revenue suppliers post a $100,000 bond, which we also write.

Minn. Stat. 256B.04, subd. 21Minnesota Statutes 256B.04, subdivision 21, authorizes the Department of Human Services to require a surety bond as a condition of enrollment for certain provider types, and DHS requires a $50,000 surety bond from DMEPOS suppliers (rising to $100,000 for suppliers whose prior-year MHCP revenue exceeds $300,000), filed on the DHS surety bond form. Confirm the amount that applies to you against your DHS enrollment notice.

You need this bond if you're

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Enrolling as a DMEPOS supplier in Minnesota Health Care Programs for the first time

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Re-enrolling or revalidating and DHS has asked for a current bond on file

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Adding a DME location or NPI that DHS ties to a separate bond filing

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Up to $300,000 in MHCP revenue — the $50,000 tier; over that, you need the $100,000 bond

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

Do I pay the $50,000?No. You pay $1,000 — our carrier's flat price for this bond. The $50,000 is the surety's maximum liability to the state; it's not a deposit, and nobody holds your money.

Who requires this bond?The Minnesota Department of Human Services requires it as a condition of enrolling as a DMEPOS supplier in Minnesota Health Care Programs, under the authority of Minn. Stat. 256B.04, subd. 21. No active bond, no enrollment.

Should I get the $50,000 or the $100,000 bond?The $50,000 bond applies to new enrollees and suppliers whose prior-year MHCP revenue was up to and including $300,000. If your prior-year MHCP revenue exceeded $300,000, DHS requires the $100,000 bond. Check your DHS notice, or send it to us and we will confirm.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, and it never affects your score. It informs approval, not price: the $1,000 price is fixed either way.

When does it renew?Terms run 1, 2, or 3 years. DHS requires the bond renewed annually for as long as you're enrolled, so we send renewal notices 60 and 30 days out with autopay available — your enrollment never lapses over a missed email.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Minnesota bonds.

DHS is waiting on one document.

$1,000 flat, short application, bond issued when you pay. Free until issued.

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Your price$1,000

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