Minnesota Medicaid DMEPOS bonds.
$2,000 flat.

DMEPOS suppliers whose prior-year MHCP revenue exceeded $300,000 file a $100,000 surety bond with the Department of Human Services to stay enrolled in Minnesota Health Care Programs. Ours is $2,000 flat, set by our carrier for this bond, identical for every supplier. A quick soft credit check may apply — never a hard inquiry; the bond is issued when you pay.

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Required at the higher-revenue DMEPOS tier — prior-year MHCP revenue over $300,000

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Fixed amount, fixed price — $100,000 bond, $2,000, no quote theater

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Soft pull for approval only — never a hard inquiry, never affects your score

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to enrolled.

Your MHCP DMEPOS enrollment is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with DHS

Pay online and receive the executed bond ready to file on the DHS surety bond form with your MHCP DMEPOS enrollment. Wet-ink originals mailed whenever DHS insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota's Department of Human Services conditions DMEPOS supplier enrollment in Minnesota Health Care Programs on a surety bond. The $100,000 amount is the higher-revenue tier — it applies once your prior-year MHCP revenue exceeds $300,000. The bond is a program-integrity guarantee that you bill MHCP honestly and follow the program rules.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Minnesota (the obligee). If a supplier submits improper claims, fails to repay an overpayment, or otherwise violates the program rules, the state can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. If your MHCP revenue is at or below $300,000, the lower $50,000 bond applies instead, which we also write.

Minn. Stat. 256B.04, subd. 21Minnesota Statutes 256B.04, subdivision 21, authorizes the Department of Human Services to require a surety bond as a condition of enrollment for certain provider types. DHS requires a $100,000 surety bond from DMEPOS suppliers whose prior-year MHCP revenue exceeded $300,000 (otherwise $50,000), filed on the DHS surety bond form. Confirm the amount that applies to you against your DHS enrollment notice.

You need this bond if you're

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A higher-volume DMEPOS supplier — prior-year MHCP revenue over $300,000

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Revalidating at the larger tier and DHS has stepped your bond up to $100,000

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Crossing the $300,000 threshold and replacing your $50,000 bond

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Operating multiple DME lines whose combined MHCP billing puts you over $300,000

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

Do I pay the $100,000?No. You pay $2,000 — our carrier's flat price for this bond. The $100,000 is the surety's maximum liability to the state; it's not a deposit, and nobody holds your money.

Why is my bond $100,000 and not $50,000?DHS sets the DMEPOS bond at $100,000 for suppliers whose prior-year MHCP revenue exceeded $300,000. New enrollees and suppliers at or below $300,000 post the $50,000 bond. Check your DHS notice — if you should be at the lower tier, we write that bond too.

Who requires this bond?The Minnesota Department of Human Services, as a condition of DMEPOS enrollment in Minnesota Health Care Programs, under the authority of Minn. Stat. 256B.04, subd. 21.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, and it never affects your score. It informs approval, not price: the $2,000 price is fixed either way.

When does it renew?Terms run 1, 2, or 3 years, and DHS requires the bond renewed annually for as long as you're enrolled. We send renewal notices 60 and 30 days out with autopay available.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Minnesota bonds.

DHS is waiting on one document.

$2,000 flat, short application, bond issued when you pay. Free until issued.

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Your price$2,000

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