MD certificate of title bonds.
From $100. Enter your amount.
When you can’t prove ownership of a vehicle, Maryland lets you get a bonded title — file a surety bond under Transportation § 13-109 and the MVA issues the title. The amount is 1.5× the vehicle’s value, set by the Administration. Premium is 0.9% of the bond amount, $100 minimum — the exact price is set by your bond amount in the on-page calculator.
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Apply to bonded title in one sitting.
A fast application for the standard title bond — enter your amount, apply, and take the executed bond to the MVA. Here is the whole thing:
Apply online
Your details, the vehicle (year, make, model, VIN), and the bond amount (1.5× the vehicle’s value) — that is the entire application.
Priced and issued
The application collects no credit information — your exact premium is set by bond amount. Most applications approve instantly and issue on the spot; larger amounts may get a quick review.
File with the MVA
Take the executed bond and the MVA’s required documents to get your bonded title. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the bonded title actually does
When you buy or inherit a vehicle and the title is missing, lost, or improperly assigned, Maryland lets you establish ownership with a bonded title under Transportation § 13-109. You post a surety bond, the MVA issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim.
The bond amount is one and one-half times the vehicle’s value, as determined by the Administration. Because the MVA sets the value, the right first step is to contact your local MVA office to confirm a bond is needed and get the value figure before you buy the bond.
The bond is conditioned to indemnify any former owner, lienholder, or subsequent buyer harmed by a defect in your title, and it stays in effect for three years. If a valid claim is paid, you repay the surety — it is a guarantee that backs your bonded title, not insurance for you.
You need this bond if you are
Priced at the application.
Submit the application with your bond amount (1.5× the vehicle’s value) — your exact premium (from $100) is set and the executed title bond is generated, ready to take to the MVA.
Start the application →Common questions.
Other Maryland bonds.
Bonded title, issued today.
Premium from $100. Enter your amount and take it to the MVA the same day.