IA business opportunity bonds.
From $100. Enter your amount.
Iowa requires a seller of business opportunities to post a surety bond under the Business Opportunity Promotions Act (Iowa Code chapter 523B), filed with the Iowa Insurance Division’s Securities Bureau. The statutory minimum is $15,000, and the administrator can require more. Premiums are 2% of the bond amount, $100 minimum — your exact price appears in the on-page calculator.
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Apply to filed in one sitting.
No underwriting queue for the standard seller bond — enter your amount, pay, and file with your disclosure documents. Here is the whole thing:
Apply online
Your business details, the required bond amount, and the effective date — that is the entire application.
Issued on the spot
Most applications are issued as soon as you pay — the application collects no credit information. Larger amounts may get a quick review.
File with the Insurance Division
Submit the executed bond with your business opportunity registration and disclosure documents to the Securities Bureau. Wet-ink originals mailed on request.
What it is and who needs it.
What the seller bond actually covers
Iowa's Business Opportunity Promotions Act (Iowa Code chapter 523B) regulates the sale of business opportunities — turnkey ventures, distributorships, and similar offerings. The Act is administered by the Iowa Insurance Division's Securities Bureau, and a seller must provide security, typically a surety bond, before doing business in Iowa.
The bond is held for the benefit of purchasers who are damaged by the seller's violation of the Act — for example, misrepresentation in the disclosure document or failure to deliver what was promised. Your disclosure document must name the surety, so purchasers know the bond exists.
The statutory minimum is $15,000, and the administrator may require a larger amount based on factors like how long you have operated, your in-state investment, and your net worth. Enter the figure you were required to post — premiums start from $100 and the application collects no credit information.
You need this bond if you are
One application, issued on the spot for most.
Submit the application with the bond amount the administrator required — most executed bonds generate instantly, ready to file with your disclosure documents.
Start the application →Common questions.
Other Iowa bonds.
Business opportunity bond, issued today.
Premiums from $100. Enter your required amount and file the same day.