IA appraisal management bonds.
$250 flat.

Iowa requires every registered appraisal management company to file a $25,000 surety bond with the Division of Banking — ours is $250 flat, set by our carrier for this bond. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required to register an AMC in Iowa — new registrations and renewals under chapter 543E

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Fixed amount, fixed price — $25,000 bond, $250, no quote process

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Multi-year terms available — set it once, leave it for up to 3 years

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How it works

Three steps. One sitting.

Registration bonds are about the simplest thing in surety. Here is the entire process:

NOW · ONLINE

Apply online

Company details and an effective date. That is the application — no financials, no credit-check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your AMC registration

Your executed bond and power of attorney arrive by email, ready to file with the Iowa Division of Banking. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Iowa began regulating appraisal management companies in 2017 under Iowa Code chapter 543E, administered by the Division of Banking (Professional Licensing Bureau / Real Estate Appraiser Examining Board). An AMC that runs an appraiser panel above the statutory size must register — and conditions registration on a $25,000 surety bond.

The bond is a consumer- and appraiser-protection guarantee. It stands behind your faithful compliance with chapter 543E and pays liabilities, damages, or losses arising from your appraisal management services on Iowa real estate — most often unpaid appraiser fees.

It is not insurance for you. If the surety pays a valid claim, you repay the surety. AMCs that pay their panel on time and follow the rules treat the bond as a registration formality — so we track it and notify you 60 and 30 days out to keep the $25,000 filing continuous.

Iowa Code chapter 543EIowa Code chapter 543E and the Division of Banking rules condition registration of an appraisal management company on a $25,000 surety bond, conditioned on faithful compliance with chapter 543E and payment of liabilities arising from appraisal management services involving Iowa real estate. Confirm the current amount and form on your registration packet.

You need this bond if you're

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Registering an AMC in Iowa — running an appraiser panel above the statutory size

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Renewing your AMC registration and your bond is expiring or your surety non-renewed

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A national AMC adding Iowa to the states where you order appraisals

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Restructuring an existing AMC that needs to refile its registration bond

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information, because this bond doesn't need one.

Start the application →

FAQ

Common questions.

How much is the Iowa AMC bond?The premium is $250 flat, set by our carrier for the fixed $25,000 bond amount, the same for every AMC. The $25,000 is set by rule, so there is no quote process.

Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Who requires this bond?The Iowa Division of Banking requires it as a condition of registering an appraisal management company under Iowa Code chapter 543E. No active bond, no registration.

Is there a credit check?The application collects no credit information at all — most applications approve instantly. If a check ever runs, it's a soft pull that won't touch your score.

When does it renew?The bond must stay active for as long as your AMC registration is in force. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.

Related bonds

Other Iowa bonds.

Finish your AMC registration today.

$250 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$250

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