IN public adjuster bonds.
$100 flat.
Indiana requires every public adjuster to file a $10,000 bond with the Department of Insurance — ours is $100 flat, the checkout price, set by our carrier for this bond. The application collects no credit information, e-signed in 1–2 business days.
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Three steps to licensed.
Your adjuster license is waiting on this bond. Here's the entire process:
Apply once, online
Business details and an effective date. That is the application — no credit section.
Reviewed & approved
Most of these clear instantly; if underwriting needs anything, you hear from an underwriter within 48 hours. If a check ever runs, it is a soft pull that never affects your score.
E-sign & file with the Department of Insurance
Pay online and receive the executed bond, payable to the State of Indiana, ready to file with your public adjuster license application or renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A public adjuster bond is a policyholder-protection guarantee. You negotiate insurance claims on behalf of people who've just had the worst week of their year — Indiana wants a financial backstop that you'll handle their claims and their money honestly.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Indiana (the obligee), with your clients as the protected parties. The bond is conditioned on your faithful performance of an adjuster's duties under the licensing statute and Department of Insurance rules.
It is not insurance for you. If the surety pays a valid claim, you repay the surety. The bond renews annually and runs concurrently with your license, which expires December 31 each year — we track it and notify you 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual underwriting fields — no credit section. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other Indiana bonds.
Finish your license checklist today.
$100 flat, no credit review, e-signed bond in 1–2 business days. Free until issued.