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Not in Indiana? Public adjuster bonds in other states

Indiana public adjuster bonds.
$100 flat.

Indiana requires every public adjuster to file a $10,000 bond with the Department of Insurance — ours is $100 flat, the checkout price, set by our carrier for this bond. The application collects no credit information; the bond is issued when you pay.

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Required for your IN public adjuster license — new applicants and renewals through the Department of Insurance
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Fixed price, fixed amount — $10,000 bond, $100, no quote process
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No credit section in the application — most approvals are instant
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

Your adjuster license is waiting on this bond. Here's the entire process:

TODAY · ONLINE

Apply once, online

Business details and an effective date. That is the application — no credit section.

INSTANTLY

Approved

Approved as soon as you apply. There is no underwriting queue.

WHEN YOU PAY

E-sign & file with the Department of Insurance

Pay online and receive the executed bond, payable to the State of Indiana, ready to file with your public adjuster license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A public adjuster bond is a policyholder-protection guarantee. You negotiate insurance claims on behalf of people who've just had the worst week of their year — Indiana wants a financial backstop that you'll handle their claims and their money honestly.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Indiana (the obligee), with your clients as the protected parties. The bond is conditioned on your faithful performance of an adjuster's duties under the licensing statute and Department of Insurance rules.

It is not insurance for you. If the surety pays a valid claim, you repay the surety. The bond renews annually and runs concurrently with your license, which expires December 31 each year — we track it and notify you 60 and 30 days out.

IC 27-1-27-4 (Surety Bond)Indiana Code 27-1-27-4 conditions a public adjuster certificate of authority on a surety bond of ten thousand dollars ($10,000) payable to the State of Indiana and filed with the commissioner of insurance, conditioned on the principal's faithful performance of the duties of a public adjuster under the licensing statute and Department of Insurance rules. The bond is maintained for the life of the license.

You need this bond if you're

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Applying for an IN public adjuster license — the bond is filed with your application
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Renewing your license before the December 31 expiration
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A firm adding an entity license alongside your individual adjuster license
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An out-of-state adjuster getting licensed to work Indiana losses

One application, issued instantly.

These are the actual underwriting fields — no credit section. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the Indiana public adjuster bond?The premium is $100 flat, set by our carrier for the fixed $10,000 bond amount — the same for every adjuster. The $10,000 is set by statute, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond?The Indiana Department of Insurance requires it as a condition of a public adjuster certificate of authority, under IC 27-1-27-4. No active bond, no license.
Is there a credit check?The application collects no credit information — most applications approve instantly. Either way, the price stays $100 flat.
When does it renew?The bond runs concurrently with your license, which expires December 31 each year. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Finish your license checklist today.

$100 flat, no credit review, bond issued when you pay. Free until issued.

Start application
Your price$100
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