Indiana alcoholic beverage bonds.
From $100.

Indiana requires vintners, brewers, distillers, liquor wholesalers, and rectifiers to file a surety bond before a permit issues, securing the alcohol excise tax. The Alcohol and Tobacco Commission sets the amount by classification, commonly $1,000, $10,000, or $15,000. Our premium is 1.2% of the bond amount, $100 minimum.

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Required before a manufacturer or wholesaler permit issues under IC 7.1

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Amount by classification — commonly $1,000, $10,000, or $15,000, or your average monthly excise tax liability

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No credit section in the application — most approvals are instant; if a check ever runs on a bond like this, it is a soft pull that never affects your score

1.2%of bond amount, $100 minFastinstant underwriting for mostNo SSNin the application

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How it works

Three steps. One sitting.

Enter the amount your permit requires, see your price, and file with your permit application. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your permit requires, and the effective date. That is the application — no credit section.

INSTANTLY

Approved

Approved as soon as you apply. There is no underwriting queue. If a check ever runs, it is a soft pull that never affects your score.

SAME DAY

File with the Alcohol & Tobacco Commission

Receive the executed bond, ready to file with your permit application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the alcohol bond actually covers

Indiana licenses alcohol manufacturers and wholesalers through the Alcohol and Tobacco Commission under Title 7.1. Before a permit issues, a vintner, brewer, distiller, liquor wholesaler, or rectifier must file a surety bond securing the alcohol excise tax payable to the State.

The amount is set by license classification — commonly $1,000, $10,000, or $15,000. For certain out-of-state brewers and importers, the penal sum equals the average monthly excise tax liability for the previous year. Confirm the figure that applies to your permit type.

It is not insurance for you. If you fail to pay the excise tax, the state can recover against the bond, and you repay the surety. The Commission may revoke a permit for failing to keep the bond in force — so we track it and notify you ahead of expiration. We issue the amount required at a premium starting from $100.

IC 7.1-3-1-7 (Surety Bond)Indiana Code 7.1-3-1-7 requires certain alcohol manufacturers and wholesalers — vintners, brewers, distillers, liquor wholesalers, and rectifiers — to file a surety bond before a permit issues, securing the alcohol excise tax payable to the State. The Alcohol and Tobacco Commission sets the amount by classification (commonly $1,000, $10,000, or $15,000), and may set it to the average monthly excise tax liability for certain out-of-state brewers and importers. Confirm the amount for your permit type.

You need this bond if you are

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A brewer, vintner, or distiller applying for an Indiana manufacturer permit

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A liquor wholesaler or rectifier required to bond before the permit issues

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An out-of-state brewer or importer bonding to the average monthly excise tax liability

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Renewing a permit and keeping the excise tax bond in force as the Commission requires

One application, issued instantly.

These are the actual underwriting fields — no credit section. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

How much is the Indiana alcoholic beverage bond?The premium is 1.2% of the bond amount, $100 minimum. The amount is set by the Alcohol and Tobacco Commission by license classification — commonly $1,000, $10,000, or $15,000. Enter the figure your permit requires and apply to see your exact price.

Who has to file this bond?Certain alcohol manufacturers and wholesalers — vintners, brewers, distillers, liquor wholesalers, and rectifiers — must file the bond before a permit issues. Retail permittees generally do not.

How is the amount set?By license classification, commonly $1,000, $10,000, or $15,000. For certain out-of-state brewers and importers, the penal sum equals the average monthly excise tax liability for the previous year. Send us your permit type and we will confirm.

Is there a credit check?The application collects no credit information — most applications approve instantly. If a check ever runs on a bond like this, it's a soft pull only and never affects your score.

What happens if the bond lapses?The Alcohol and Tobacco Commission may revoke a manufacturer or wholesaler permit for failing to keep the required bond in force. We send renewal notices 60 and 30 days out, with autopay available, so your permit never lapses over a missed email.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Indiana bonds.

Alcohol permit bond, issued today.

Premiums from $100. Enter the amount your permit requires and file with the Commission.

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