IL public adjuster business bonds.
$500 flat.
Illinois requires a public adjuster business entity to file a $50,000 bond with the Department of Insurance for its firm license. Ours is $500 flat, identical for every firm — and license bonds like this issue instantly.
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Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Your firm's details, FEIN, and an effective date. That's the application — no financials, no credit section.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the Department of Insurance
Your executed bond arrives by email, ready to file with your public adjuster business license application or renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Illinois licenses public adjusters — including business entities (firms) — through the Department of Insurance under Article XLV of the Insurance Code (215 ILCS 5). A public adjuster negotiates insurance claims on behalf of policyholders, often handling claim funds, so the state conditions the license on a surety bond.
The bond is a policyholder-protection guarantee: it stands behind the firm's compliance with the public adjuster law and its proper handling of the money it manages on clients' behalf. The obligee is the People of the State of Illinois, and harmed clients are the protected parties. Effective for 2024, the required amount is $50,000.
It is a continuous bond — it stays in force until canceled (a surety must give the Director 30 days' written notice to cancel). If the firm mishandles client funds or violates adjuster law and a claim is paid, the firm repays the surety. We issue the $50,000 bond at a flat $500, and the application collects no credit information.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields, including your firm's FEIN to print on the bond — the application collects no credit information for this bond.
Start the application →Common questions.
Other Illinois bonds.
Finish your firm license checklist today.
$500 flat, no credit review, bond often issued in the same sitting. Free until issued.