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Illinois assisted living bonds.
From $100.

The bond an Illinois assisted living or shared housing establishment files with the Department of Public Health under the Assisted Living and Shared Housing Act (210 ILCS 9) to protect residents who pay fees in advance. Premiums are 1% of the bond amount, with a $100 minimum.

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Required to license an assisted living or shared housing establishment under 210 ILCS 9
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Protects residents who prepay application or entrance fees if the establishment closes
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1% of the bond amount, $100 minimum — your exact price appears in the calculator above; the application collects no credit information
1% of amount$100 minimumInstantapproval for mostNo credit reviewnot even a soft pull
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

No underwriting queue for the standard assisted living bond — enter your amount, pay, and file with the Department of Public Health. Here is the whole thing:

TODAY · ONLINE

Apply online

Your establishment details, the bond amount required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information, and most applicants are approved instantly — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Department of Public Health

Submit the executed bond with your assisted living / shared housing license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually covers

Illinois licenses assisted living and shared housing establishments through the Department of Public Health under the Assisted Living and Shared Housing Act (210 ILCS 9). As part of licensure, an establishment must provide a surety bond pledging faithful performance of the Act and the Department's rules.

The bond exists to protect residents who pay fees up front. It is generally required of an establishment that collects application or entrance fees exceeding a resident's minimum monthly fees within a short window — and that does not hold a permit under the Life Care Facilities Act. If the establishment closes, the bond backs the reimbursement of prepaid fees.

It is a guarantee, not insurance for the operator — if the surety pays a resident's claim, the operator repays the surety. The Department of Public Health (77 Ill. Adm. Code Part 295) sets the required amount based on the prepaid fees you hold. We issue whatever amount your license requires, priced at 1% of the bond amount with a $100 minimum; the application collects no credit information, and most applicants approve instantly.

Assisted Living and Shared Housing Act (210 ILCS 9)Under the Assisted Living and Shared Housing Act (210 ILCS 9) and 77 Ill. Adm. Code Part 295, an establishment that collects application or entrance fees above a resident's minimum fees within a short period — and does not hold a Life Care Facilities Act permit — must file a surety bond with the Department of Public Health to protect prepaid resident fees. The Department sets the amount; confirm the figure on your licensing materials and we'll issue it.

You need this bond if you are

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Licensing an assisted living establishment with the Department of Public Health
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Operating a shared housing establishment under 210 ILCS 9
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Collecting prepaid entrance or application fees above a resident's minimum fees in a short window
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Renewing a license that conditions licensure on a resident-protection bond

One application, issued on the spot.

Submit the application with your required bond amount — the executed bond is generated instantly, ready to file with the Department of Public Health.

Start the application →
FAQ

Common questions.

How much is the Illinois assisted living bond?The premium is 1% of the bond amount, with a $100 minimum. The bond amount itself is set by the Department of Public Health based on the prepaid fees your establishment holds. Enter that figure for your exact price.
Why does Illinois require it?Under the Assisted Living and Shared Housing Act (210 ILCS 9), it protects residents who pay application or entrance fees in advance. If an establishment closes, the bond backs reimbursement of those prepaid fees.
Do all establishments need it?It is generally required of establishments that collect prepaid fees above a resident's minimum fees within a short window and that do not hold a Life Care Facilities Act permit. If you're unsure whether it applies to you, ask the Department of Public Health or send us your licensing materials.
Is there a credit check?The application collects no credit information, and most applicants approve instantly. It never affects your credit score.
Where do I file it?With the Illinois Department of Public Health, alongside your assisted living or shared housing establishment license application. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Other Illinois bonds.

Assisted living bond, issued today.

Pricing from $100. Enter your required amount and file with the Department of Public Health the same day.

Your premiumfrom $100
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