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Illinois notary bonds, with E&O.
$50 flat.

Illinois requires every notary to file a $5,000 surety bond with the Secretary of State as a condition of the commission. This is the lean package — the required bond plus $5,000 of errors-and-omissions coverage — for $50 flat. The price you see is the checkout price, and the bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required for your Illinois notary commission — the $5,000 bond is filed with the Secretary of State
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Adds $5,000 of E&O coverage — basic protection for you against your own honest mistakes
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No credit section in the application — small fixed notary bonds like this issue right after purchase
A-ratedA.M. Best carriersInstantunderwriting process$50flat, all-in
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Apply in the name of the person being commissioned as the notary. Your details and an effective date — that's the application, no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Notary bonds are among the bond types that issue right after purchase.

SAME DAY

File with your commission application

Your executed bond arrives by email, ready to submit with your Illinois notary application to the Secretary of State. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees (and what the E&O does)

An Illinois notary bond is a public-protection guarantee. Under 5 ILCS 312/2-105, every notary must file a $5,000 surety bond with the Secretary of State before being commissioned. If a notary's misconduct or negligence causes someone a financial loss, the harmed member of the public can recover against the bond — up to $5,000.

The bond protects the public, not you: if the surety pays a claim, you repay the surety. The $5,000 of errors-and-omissions coverage in this package is real insurance that protects you against your own honest mistakes, with no repayment. This is the lean tier — if you want a bigger cushion, the $25,000 E&O package is the upgrade.

Illinois modernized its notary law with Public Act 102-160, effective January 1, 2024 — adding education, an exam, and a journal requirement, plus a separate $25,000 bond for notaries who register to perform remote or electronic notarizations. This $5,000 package is for traditional, in-person commissions.

5 ILCS 312/2-105 (Illinois Notary Public Act)The Illinois Notary Public Act, 5 ILCS 312/2-105, conditions a notary commission on a $5,000 surety bond filed with the Secretary of State for the standard four-year term. Public Act 102-160, effective January 1, 2024, modernized the Act and added a separate $25,000 bond for notaries registered to perform electronic or remote notarizations. The $5,000 E&O in this package is coverage for the notary, which is optional and distinct from the statutory bond.

You need this bond if you're

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Applying for a new Illinois notary commission — the $5,000 bond is filed with your application
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Renewing your commission as it reaches the end of its term
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A traditional, in-person notary who wants basic E&O without paying for the larger tier
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Cost-conscious and just need the required bond plus a small protection cushion

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information. Apply in the notary's own name.

Start the application →
FAQ

Common questions.

How much is the Illinois notary bond with $5,000 E&O?$50 flat — that covers both the required $5,000 surety bond and $5,000 of errors-and-omissions coverage. Same price for every notary; there is no quote process.
Should I get the $5,000 or $25,000 E&O package?Both include the required $5,000 bond. The difference is how much E&O protects you: $5,000 of coverage for $50, or $25,000 for $130. If you notarize high-value documents, the larger cushion is usually worth the extra.
Is there a credit check?The application collects no credit information, and small fixed-amount notary bonds like this typically issue instantly.
How long does the bond last?Illinois notary commissions run a four-year term, and the bond is written to match. The carrier issues this bond for a single 4-year term here; we send renewal notices so your filing stays continuous.
I want to notarize remotely — is this the right bond?No. Remote and electronic notarization requires a separate $25,000 bond under the post-2024 rules. Use our $30,000 remote notary package for that.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other Illinois notary bonds.

Not sure this is the one your license calls for? These are the other notary bonds we write in Illinois. Each has its own statute and bond amount.

Related bonds

Other Illinois bonds.

Finish your notary commission today.

$50 flat for the $5,000 bond plus $5,000 E&O, no credit review, often issued in the same sitting. Free until issued.

Your price$50
Apply now →