CT certificate of title bonds.
From $100.

When you can’t prove ownership of a vehicle, Connecticut lets you get a bonded title — file a surety bond under C.G.S. 14-176 (DMV form H-113) and the Commissioner issues the title. The premium is 0.9% of the bond amount, $100 minimum — the application collects no credit information. The DMV sets the amount at twice the vehicle’s value.

For owners with missing, lost, or defective proof of ownership under C.G.S. 14-176
Amount is two times the vehicle’s value as determined by the DMV — bring your valuation
0.9% of the bond amount, $100 minimum — no credit fields, exact price appears at the application
0.9%of the bond amount, $100 minimum60 secto your exact priceNo SSNin the application
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the vehicle, and the bond amount (twice the vehicle’s value) — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information, and most bonds issue as soon as you pay. Larger amounts may get a quick review — if a check ever runs, it's a soft pull that won't touch your score.

SAME DAY

File with the DMV

Take the executed bond (form H-113) and your supporting paperwork to the Connecticut DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Connecticut lets you establish ownership with a bonded title under C.G.S. 14-176. If the Commissioner is not satisfied as to ownership or that there are no undisclosed security interests, the DMV can issue a certificate of title on the condition that you post this bond.

The bond amount is twice the value of the vehicle as determined by the Department of Motor Vehicles. The bond is filed on DMV form H-113 and protects any prior or future owner and any lienholder who is later found to have a superior claim to the vehicle.

If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond and any accompanying deposit are held for five years, returned sooner if the vehicle is no longer registered in Connecticut and the title is surrendered, absent a pending claim.

C.G.S. 14-176 (DMV form H-113)Connecticut General Statutes Chapter 247, Section 14-176 lets the Commissioner of Motor Vehicles issue a certificate of title and require a bond when not satisfied as to ownership or the absence of undisclosed security interests. The bond, filed on form H-113, is in an amount equal to twice the value of the vehicle as determined by the DMV, and is held for five years (returnable sooner if the vehicle is no longer registered in the state and the title is surrendered, absent a pending action).

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Titling an inherited or gifted vehicle with gaps in the ownership chain
Holding a defective title the DMV won’t accept as proof of ownership
Registering an abandoned or project vehicle that needs a bonded title to get on the road

One application, issued on the spot.

Submit the application with your bond amount (twice the vehicle’s value) — the executed title bond is generated instantly, ready to take to the DMV.

Start the application →
FAQ

Common questions.

How much is the Connecticut title bond?The premium is 0.9% of the bond amount, $100 minimum — set by the bond amount, not a credit tier. The bond amount is set at twice the vehicle’s value as determined by the DMV. Enter your amount at the application and your exact price appears at the application.
How do I figure out the bond amount?It’s two times the vehicle’s value as determined by the Connecticut DMV. The DMV establishes the value, then doubles it for the bond — bring your valuation paperwork when you go to title the vehicle.
Is there a credit check?The application collects no credit information. Most applications approve instantly; if a check ever runs on a larger bond amount, it's a soft pull that never affects your score.
What does the bond protect against?It protects any prior or future owner and any lienholder who later proves a superior claim to the vehicle. If a valid claim is paid, you repay the surety — it is not insurance for you, it is a guarantee that backs your bonded title.
How long does the bond last?A Connecticut title bond is held for five years. It is returned sooner if the vehicle is no longer registered in the state and the title is surrendered to the Commissioner, unless a claim against the bond is pending.
Related bonds

Other Connecticut bonds.

Bonded title, issued today.

Pricing from $100. Enter your amount and take it to the DMV the same day.

Your premiumfrom $100
Apply now →