Colorado unemployment reimbursement bonds.
From $100.

A nonprofit (or government) employer that elects to reimburse Colorado for UI benefits in lieu of paying premiums must file a surety bond with the Division of Unemployment Insurance (CDLE) under C.R.S. 8-76-110. The division sets the bond amount from your payroll and benefit history; pricing starts from $100, and the application collects no credit information.

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Required of reimbursing nonprofit & government employers that pay UI in lieu of premiums, under C.R.S. 8-76-110

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Amount computed by CDLE from your payroll & benefits — filed within 15 days of your election

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From $100 — enter the amount CDLE set and see your exact price at the application

From $100most qualify at minimumVariablepricing bond amountNo SSNin the application

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How it works

Three steps. One sitting.

No underwriting queue for the standard reimbursement bond — enter your amount, pay, and file with CDLE. Here is the whole thing:

TODAY · ONLINE

Apply online

Your organization details, the bond amount CDLE set, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit fields and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with CDLE

Submit the executed bond to the Division of Unemployment Insurance to back your reimbursing election. Wet-ink originals mailed whenever the division insists.

About this bond

What it is and who needs it.

What the reimbursement bond actually covers

Most Colorado employers pay unemployment insurance premiums. But a nonprofit organization (and certain government entities) can instead elect to be a reimbursing employer — repaying the state for the actual UI benefits charged to its account, in lieu of premiums. Under C.R.S. 8-76-110, an electing nonprofit must file a surety bond with the division within fifteen days of its election.

The amount is computed by the division, not chosen by you: broadly, it is tied to the benefits attributable to your employment (the statute uses three times the prior year's regular benefits plus a share of extended benefits, or a multi-year sum, subject to a percentage-of-payroll cap and floor). The bond guarantees that, if you don't reimburse the benefits you owe, the state can recover against it.

Instead of a surety bond, the statute also lets an electing employer deposit money or securities with the division — but a surety bond is usually far cheaper, since the premium is a fraction of tying up the full amount in cash. Enter the figure CDLE set on your notice; pricing is from $100, and the application collects no credit information.

C.R.S. 8-76-110 (reimbursing nonprofit employers)Under C.R.S. 8-76-110, a nonprofit organization that elects to make payments in lieu of unemployment insurance premiums must file a surety bond (or deposit money/securities) with the Division of Unemployment Insurance within fifteen days of its election. The division computes the amount from the organization's benefits and covered payroll, subject to a statutory cap and floor. Confirm the amount on your CDLE notice.

You need this bond if you are

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A 501(c)(3) nonprofit electing to reimburse UI benefits in lieu of paying premiums

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A government or quasi-government entity the division treats as a reimbursing employer

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Newly electing reimbursement and required to file the bond within 15 days

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Updating an existing bond after the division recomputed your required amount

One application, issued on the spot.

Submit the application with the bond amount CDLE set — the executed bond is generated instantly, ready to file with the Division of Unemployment Insurance.

Start the application →

FAQ

Common questions.

How much is the Colorado unemployment reimbursement bond?Pricing is variable, from $100 — it depends on your bond amount. The amount itself is computed by the Division of Unemployment Insurance from your benefits and covered payroll under C.R.S. 8-76-110 — enter the figure on your notice, and your exact price appears at the application.

Who needs this bond?A nonprofit (or certain government) employer that elects to be a reimbursing employer — repaying the state for actual UI benefits in lieu of paying premiums. The statute requires the bond within fifteen days of that election.

How is the amount calculated?The division sets it under C.R.S. 8-76-110 — broadly, three times the prior year's regular benefits plus a share of extended benefits (or a multi-year sum), subject to a percentage-of-payroll cap and floor. We issue whatever amount CDLE put on your notice.

Is there a credit check?The application collects no credit information. Larger bond amounts may get a quick soft-pull review as part of underwriting, which never affects your credit score.

Can I deposit cash instead?Yes — the statute lets an electing employer deposit money or securities with the division instead of a surety bond. Most choose the bond, since the premium is far less than tying up the full amount in cash.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Colorado bonds.

Reimbursement bond, issued today.

Pricing from $100. Enter the amount CDLE set and file the same day.

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Your premiumfrom $100

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